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Viewing profile - InvestingIQ

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InvestingIQ
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Joined: Mon Jan 07, 2013 3:45 pm
Last visited: Wed Dec 04, 2013 5:06 pm
Total posts: 8
[0.01% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 7 Posts / 87.50% of user’s posts ]
Most active topic: Investment Advice greatly appreciated
[ 2 Posts / 25.00% of user’s posts ]

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Location: San Diego, CA
Occupation: My passions include discovering undervalued stocks and teaching beginning investors how to educate themselves to make wise investing decisions.
Interests: Investing, Financial Literacy, Stocks
Website: http://www.InvestingIQ.net

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InvestingIQ Posts

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 Forum: Personal Finance   Topic: What's the riskiest investment you've ever made?

Posted: Fri Mar 29, 2013 3:32 pm 

Replies: 14
Views: 2152


Great discussion question! One year after graduating college, I invested in a stock which was referred to me by my supervisor, with no research whatsoever ( 1st mistake ). The company was Sideware Systems, and was trading at about $0.20 per share (penny stock = 2nd mistake ). I invested about $5k, w...

 Forum: Personal Finance   Topic: Best Long-Term Investments

Posted: Wed Feb 13, 2013 6:47 pm 

Replies: 12
Views: 3597


The answer would really depend on several other factors which are specific to your situation. That being said, any advice would still be conjecture. Most financial advisors agree that the S&P outperforms any other option over the long term, but it is also not wise to make decisions based on past...

 Forum: Personal Finance   Topic: Anyone familiar with Sallie Mae website?

Posted: Wed Feb 13, 2013 6:30 pm 

Replies: 19
Views: 5334


This was a perfectly valid question and should not have warranted insults from anyone. Although it seems that any additional payments should automatically go towards principal, most student loan servicers will actually apply the additional amount towards future payments , thus safeguarding themselve...

 Forum: Personal Finance   Topic: Penny Stocks

 Post subject: Re: Penny Stocks
Posted: Fri Jan 11, 2013 5:47 pm 

Replies: 5
Views: 2807


Great story DoingHomework! I think that pretty much sums up what you can expect from penny stocks. When they work out, you can make tons of money. But more often than not they do not work out. Some risk can be lessened by thoroughly researching the companies before investing, and if you know what yo...

 Forum: Personal Finance   Topic: Anyone familiar with Sallie Mae website?

Posted: Fri Jan 11, 2013 5:20 pm 

Replies: 19
Views: 5334


Hi alohabear. I know first-hand that student loan servicers can be extremely frustrating, but it sounds like you are doing all the right things. I know people in a similar situations who set up a recurring monthly billpay to make these extra payments. It could be helpful if you have a general idea o...

 Forum: Personal Finance   Topic: Investment Advice greatly appreciated

Posted: Fri Jan 11, 2013 10:48 am 

Replies: 9
Views: 5206


Good question about why opt for the $20 fee. They may have changed things since I had an account with Vanguard, but in the past you could not invest in any funds other than Vanguard. While there are certain Vanguard funds that I really like at the moment, I have seen plenty of cases of funds taking ...

 Forum: Personal Finance   Topic: Investment Advice greatly appreciated

Posted: Thu Jan 10, 2013 4:02 am 

Replies: 9
Views: 5206


Hey Loriemarie, I’m sorry to hear about that Chase Bank situation. I have a similar story about the company that’s managing my traditional IRA. They’re also charging a 4% fee and they tried to explain it by telling me that it’s the funds that we are investing in that are responsible. However, that i...
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