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Viewing profile - lanthiriel

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lanthiriel
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Joined: Tue Jan 22, 2013 6:09 pm
Last visited: Mon Jan 04, 2016 2:55 pm
Total posts: 97
[0.11% of all posts / 0.09 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 95 Posts / 97.94% of user’s posts ]
Most active topic: Lanthiriel's 2013 Fitness Journal
[ 49 Posts / 50.52% of user’s posts ]

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lanthiriel Posts

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 Forum: Fiscal Fitness Journals   Topic: Started with $86433 in unsecured debt

Posted: Thu Dec 31, 2015 5:01 pm 

Replies: 21
Views: 12291


You're in the home stretch! Good luck getting rid of that debt in 2016!

 Forum: Fiscal Fitness Journals   Topic: Lanthiriel's 2013 Fitness Journal

Posted: Wed Dec 30, 2015 11:06 am 

Replies: 91
Views: 43605


Here we go--recapping 2015 and planning for 2016. 2015 Progress Student Loan Debt J (student loans): $27,500-->$12,000 Leftover balances: DE 5: $3,544 DE 6: $8,443 With the house purchase and all of the extra costs that came along with getting it into shape, we fell well short of paying off J’s stud...

 Forum: Fiscal Fitness Journals   Topic: Samantha's goals

 Post subject: Re: Samantha's goals
Posted: Fri Nov 20, 2015 9:09 am 

Replies: 239
Views: 87460


Samantha, we're aiming for early retirement too, but are much further away from our goals than you are. Your journal is an inspiration! Our plan is to use Roth IRAs and taxable accounts to fill the approximately 12 year gap we'll have before we can touch our 401ks. We also live in a HCOL area right ...

 Forum: Fiscal Fitness Journals   Topic: Lanthiriel's 2013 Fitness Journal

Posted: Sun Nov 08, 2015 9:13 pm 

Replies: 91
Views: 43605


Haha, thanks to all of you for being so supportive. I probably don't deserve it :) I don't know how some people are able to apply that "gazelle intensity" to debt that Dave Ramsey talks about over a long period of time. It gets exhausting living so austerely. I like to think that I'm spend...

 Forum: Fiscal Fitness Journals   Topic: Lanthiriel's 2013 Fitness Journal

Posted: Tue Nov 03, 2015 5:40 pm 

Replies: 91
Views: 43605


This has been a bad year for delayed gratification. Our DREAM puppy suddenly became available, and we jumped on it. We did a pretty good job keeping start up expenses down as we already have a dog, and his crate (which he doesn't really use) and other accessories will do for now. Moving forward, we'...

 Forum: Fiscal Fitness Journals   Topic: GOAL: burn the mortgage ($78,491.72) by 2018

Posted: Tue Nov 03, 2015 5:27 pm 

Replies: 387
Views: 110184


Congrats on the new dog! We're insane and got a new dog this weekend too. Aren't they the best?

 Forum: Fiscal Fitness Journals   Topic: Kelsee's Financial Goals

Posted: Tue Nov 03, 2015 5:25 pm 

Replies: 158
Views: 38852


Congrats on the new job! Sounds like a fun one!

 Forum: Fiscal Fitness Journals   Topic: Lanthiriel's 2013 Fitness Journal

Posted: Tue Oct 13, 2015 4:00 pm 

Replies: 91
Views: 43605


Mini-update: with our latest 401k contributions and a slight uptick in the market, we just got above $50k net worth for the first time ever! Nice early birthday present.

 Forum: Fiscal Fitness Journals   Topic: Holding Fiddlefaddle Accountable!

Posted: Tue Oct 13, 2015 10:39 am 

Replies: 191
Views: 59487


First of all, I think your outlook is AWESOME, fiddlefaddle. I hope this new chapter in your life is awesome. A short anecdote re: house purchase. My parents divorced after 26 years of marriage while my teenage sisters were still at home. My mom was very concerned about transitioning them from their...

 Forum: Fiscal Fitness Journals   Topic: Lanthiriel's 2013 Fitness Journal

Posted: Wed Sep 30, 2015 12:07 pm 

Replies: 91
Views: 43605


Just submitted the payment, which will clear tomorrow, to kill our third to last student loan. Remaining loans include: DE5: $7155 DE6: $8690 So far this year we've knocked out $11,655 in loans. Looking through to the end of the year, it's entirely possible that we can get rid of DE5 by January 1. W...

 Forum: Fiscal Fitness Journals   Topic: Lanthiriel's 2013 Fitness Journal

Posted: Fri Sep 18, 2015 1:23 pm 

Replies: 91
Views: 43605


So far so good with the credit card churning. We used the hot water heater replacement/boiler work to max out the Chase Sapphire Preferred and got $465 deposited into our checking account, after transferring 5,000 points to my United Mileage plan to supplement the United card bonus we're shooting fo...

 Forum: Fiscal Fitness Journals   Topic: GOAL: burn the mortgage ($78,491.72) by 2018

Posted: Fri Sep 18, 2015 12:52 pm 

Replies: 387
Views: 110184


Ooh, keep us posted on the dog :) My husband says we can get a second one when we kill the student loans. Our corgi is almost 7 and seems over the last 6 months to have decided he's old now (not unusual for the breed), and I miss having a dog that actually wants to be active with me!

 Forum: Fiscal Fitness Journals   Topic: Bear's 2016 goals

 Post subject: Re: Bear's 2015 goals
Posted: Sat Sep 05, 2015 10:13 am 

Replies: 136
Views: 43352


It's been really motivating to hear how this move has worked out for you. Congrats on funding the IRAs!

 Forum: Fiscal Fitness Journals   Topic: Lanthiriel's 2013 Fitness Journal

Posted: Fri Aug 21, 2015 11:42 am 

Replies: 91
Views: 43605


I agree on the veggies, Apples. We're trying to get creative. We know we need to eat better, and we're finding ways to hide good food. I think we were super naïve about the house. We're just lucky we have the money on hand to do these repairs without taking on more debt. The hot water heater/boiler ...
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