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It is currently Fri Aug 26, 2016 5:06 am



Viewing profile - indebtedlawyer

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indebtedlawyer
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Joined: Wed Jan 30, 2013 4:49 pm
Last visited: Mon Mar 31, 2014 2:50 pm
Total posts: 6
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 6 Posts / 100.00% of user’s posts ]
Most active topic: Plan for reducing tax load -- am I missing anything obvious?
[ 2 Posts / 33.33% of user’s posts ]

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indebtedlawyer Posts

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 Forum: Personal Finance   Topic: Pay down student debt or purchase a house?

Posted: Thu Sep 26, 2013 6:19 am 

Replies: 12
Views: 2577


This is a great post, thanks for including. My wife and I struggle with the same quandry. We both went to law school and graduated with substantial student loan debt (>$425k combined). We have been out for 5 years and our student loan balance is down to $185k (@ 3.31% net interest) and we have nearl...

 Forum: Personal Finance   Topic: Plan for reducing tax load -- am I missing anything obvious?

Posted: Wed Feb 13, 2013 8:29 am 

Replies: 12
Views: 1606


Switching to single on the withholding is great, especially if you both make good money. We have to withhold at single and each of us has an additional $600 withheld each month because of the marriage penalty and AMT. Wasn't the marriage penalty mostly eliminated years ago? Hardly. Wife and I both ...

 Forum: Personal Finance   Topic: Plan for reducing tax load -- am I missing anything obvious?

Posted: Tue Feb 12, 2013 2:54 pm 

Replies: 12
Views: 1606


Switching to single on the withholding is great, especially if you both make good money. We have to withhold at single and each of us has an additional $600 withheld each month because of the marriage penalty and AMT. The only point I would make is that upping the charitable contributions does lower...

 Forum: Personal Finance   Topic: Changing Terms on a Student Loan?

Posted: Mon Feb 04, 2013 9:28 am 

Replies: 5
Views: 1352


You don't have to apply for "recasting" from Mohela for federal loans - they do it automatically. I have been paying more than the minimum for several months and each time they then send you a new notice showing your new balance and that the installment billing will lower your monthly paym...

 Forum: Personal Finance   Topic: Buying house for family -- make sense?

Posted: Wed Jan 30, 2013 5:02 pm 

Replies: 15
Views: 2796


Similar situation here. Graduated with over $200k in debt (so did my wife), thanks to law school. I had a variety of loans up and down the interest scale. We have been hammering our loans as much as possible and cut them in half, but it has taken awhile. Do yourself and your family a favor and get y...
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