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Viewing profile - gilbertholdings

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gilbertholdings
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Joined: Mon Mar 04, 2013 10:13 am
Last visited: Wed Mar 06, 2013 9:00 am
Total posts: 8
[0.01% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 5 Posts / 62.50% of user’s posts ]
Most active topic: Signature URL's disabled
[ 3 Posts / 37.50% of user’s posts ]

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gilbertholdings Posts

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 Forum: News & Announcements   Topic: Signature URL's disabled

Posted: Mon Mar 04, 2013 6:25 pm 

Replies: 5
Views: 60222


I skimmed through a handful of theads but not seeing it now :( i think it's like the car, as soon as you brin g it to the mechanic, it works fine. I'll post back here if i find another one though. Are you saying that as far as you know, links aren't allowed in the signature? Maybe it was a fake sign...

 Forum: News & Announcements   Topic: Signature URL's disabled

 Post subject: Signature URL's disabled
Posted: Mon Mar 04, 2013 12:53 pm 

Replies: 5
Views: 60222


Hi, I'm a new member, and new to forums in general. I was setting up my signature and it said the [url] code is disabled. I didn't see anything in the FAQ's about this needed a certain post count etc. Is there a post count I'm missing before url's are enabled in signatures? I'm mostly curious becaus...

 Forum: Personal Finance   Topic: 401k Question for New Job

Posted: Mon Mar 04, 2013 12:48 pm 

Replies: 7
Views: 1327


I'd go up to the 9% then put the rest towards your school debt. even in a bad year, free money is free money. As long as you pay school loans of in a reasonable timeframe, i'd say it's not bad debt. You have to remember that if you miss one year of contributing to retirement, it's not one years appr...

 Forum: Personal Finance   Topic: advice on financial/investment planners?

Posted: Mon Mar 04, 2013 12:43 pm 

Replies: 10
Views: 7654


this isn't exactly what you were asking, but I'd really suggest trying to look into investing yourself. I've had other people invest my money for the last 15 years or so, and overall wish I'd done it myself (which I do now). That's not to say you have to actively pick stocks. Personally, I look into...

 Forum: Personal Finance   Topic: Should I consolidate some of my funds??

Posted: Mon Mar 04, 2013 10:52 am 

Replies: 2
Views: 880


I agree, I'd consolidate some of your funds. If your just looking for diversification, you can get that through broad index funds. You could just do the total global market fund if you like their diversification percentage, or split it into just a few different ETF's, e.g large cap, small cap, inter...

 Forum: Personal Finance   Topic: What's the best small investment that will help me get ahead

Posted: Mon Mar 04, 2013 10:49 am 

Replies: 2
Views: 1027


I'd keep it liquid in an emergency fund. You don't have that much savings yet, and if anything were to happen it can easily wipe it out. If your driving force is to reduce stress, than having some cash on hand really reduces the stress. Once you build up a little more money, i'd start contributing t...

 Forum: Personal Finance   Topic: Where do you keep your Emergency Fund?

Posted: Mon Mar 04, 2013 10:46 am 

Replies: 17
Views: 3611


I keep my cash emergency fund in ING. One thing I would NOT do is use your Roth as an EF. Even if it's technically possible, you're robbing your future to use it. Personally, i'd take a higher rate path before using my roth because once you pull the funds out of a roth, you can never put them back i...
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