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Viewing profile - Strummin365

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Strummin365
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Joined: Thu Mar 14, 2013 11:33 am
Last visited: Mon Apr 08, 2013 8:32 pm
Total posts: 4
[0.00% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 3 Posts / 75.00% of user’s posts ]
Most active topic: Mortgage Application
[ 2 Posts / 50.00% of user’s posts ]

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Strummin365 Posts

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 Forum: Personal Finance   Topic: Mortgage Application

 Post subject: Re: Mortgage Application
Posted: Thu Mar 14, 2013 3:58 pm 

Replies: 9
Views: 1327


Ok, so what if I have paid all my debt except for about $10,000 on a student loan. I would still have collections on my account, but not active ones. My debt to income ratio at that point would be very low. I make about $55,000 a year currently. Would it be in our best interest at that point to sign...

 Forum: Personal Finance   Topic: Mortgage Application

 Post subject: Re: Mortgage Application
Posted: Thu Mar 14, 2013 11:45 am 

Replies: 9
Views: 1327


Ok I don't want to hijack anyone's thread, but this is very similar to a question I wanted to ask so I figured I wouldn't start a new one. My fiance has a credit score of close to 800. I've had some collections in my past and my credit score is much lower. We are getting married before we buy a hous...

 Forum: Personal Finance   Topic: Rebuilding Credit: Unsecured Card

Posted: Thu Mar 14, 2013 11:39 am 

Replies: 2
Views: 745


I have a CapitalOne unsecured credit card which I am using as a tool to rebuild my credit. It started off as $201 limit, and they recently increased it to $301. I use it for gas and food and pay it off every 2 weeks when I get paid. The balance rarely goes past 50%. Should I record the money I spend...
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