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Viewing profile - ThriftGenuity

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ThriftGenuity
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Joined: Wed Mar 27, 2013 12:38 pm
Last visited: Thu Mar 28, 2013 6:22 am
Total posts: 8
[0.01% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 3 Posts / 37.50% of user’s posts ]
Most active topic: MrMiser Financial Health Log
[ 2 Posts / 25.00% of user’s posts ]

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Location: Richmond, VA
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Interests: Personal Finance, Saving Money, Making Money
Website: http://thriftgenuity.com

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Blog: http://thriftgenuity.com
Twitter: http://twitter.com/thriftgenuity

ThriftGenuity Posts

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 Forum: Personal Finance   Topic: Best properties to buy

 Post subject: Re: Best properties to buy
Posted: Thu Mar 28, 2013 5:31 am 

Replies: 1
Views: 824


I think more info is needed. Are you buying these and renting them? Trying to flip them? If renting, I would say this is what you want to stick with. The higher the price range, the more probability that your tenants have the ability to own their own home and you will not have a long term tenant. Pl...

 Forum: Fiscal Fitness Journals   Topic: MrMiser Financial Health Log

Posted: Thu Mar 28, 2013 5:15 am 

Replies: 18
Views: 4942


That definitely works out well to have OT opportunities. I hear you about changing the mind set about working extra. I always think of it like "ok, this will cover the month's electric bill, or cable" and so on. Good luck in your continued progress!

 Forum: General Discussion   Topic: Internet TV

 Post subject: Re: Internet TV
Posted: Wed Mar 27, 2013 2:40 pm 

Replies: 16
Views: 7320


When I looked into this, I could never find a combination that saved me much money. My cable/internet package is $80 and the cheapest internet only package I could find was $50. So factor in the price of the other subscriptions and purchasing hardware, I was basically back to the $80 a month. Is the...

 Forum: Fiscal Fitness Journals   Topic: MrMiser Financial Health Log

Posted: Wed Mar 27, 2013 2:21 pm 

Replies: 18
Views: 4942


Reading through this post, you have made excellent progress in such a short amount of time! Have you considered picking up some side jobs to build up your EF and pay off the house expenses? For example, I referee soccer and teach guitar lessons on the side. These types of jobs are nice because they ...

 Forum: General Discussion   Topic: Buying a Rental?

 Post subject: Re: Buying a Rental?
Posted: Wed Mar 27, 2013 1:58 pm 

Replies: 12
Views: 11648


Based on my experience, one thing I would say to really do your homework on is a management company, should you choose to use one. I had one for the first year on my rental. They found great tenants but "found" the most ridiculous things to have fixed. I ended my contract with them and hav...

 Forum: General Discussion   Topic: My BF keeps asking to borrow money from me

Posted: Wed Mar 27, 2013 1:45 pm 

Replies: 16
Views: 8548


I have to agree with the rest of the responders. I assume you are not charging him interest? What kind of return is he seeing in these ventures? Since you are the investor, are you going to see any of the profit? I think that the silver lining in these situations is that at least you know now and no...

 Forum: Personal Finance   Topic: I Need Help Choosing and Applying for a Credit Card

Posted: Wed Mar 27, 2013 1:36 pm 

Replies: 30
Views: 3963


You may also want to check out http://creditkarma.com . It will give you your free credit score and an overview of the types of cards you might qualify for based on your score. I used it when I wanted to switch from a flyer mile card to a cash back card. They also have these simulator programs where...
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