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Viewing profile - Adeli

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Adeli
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Joined: Tue Nov 06, 2007 7:01 am
Last visited: Sun Oct 26, 2008 8:45 am
Total posts: 21
[0.02% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 15 Posts / 71.43% of user’s posts ]
Most active topic: Debt really is slavery
[ 3 Posts / 14.29% of user’s posts ]

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E-mail address: E-mail
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AIM: fryingpanninja
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Location: Southern New Hampshire
Occupation: Tech Ferret / Sales Slave
Interests: Writing, reading, science, atheism
Website: http://minussign.blogspot.com

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singin' - http://minussign.blogspot.com
writin' - http://isyra.blogspot.com

Adeli Posts

Search found 21 matches
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 Forum: Personal Finance   Topic: College

 Post subject: College
Posted: Wed Oct 22, 2008 11:26 am 

Replies: 8
Views: 3884


Here's the short story. I'm 22. My wife is 25. We could not afford to go to college at the same time. So when I moved in with her I supported her full time college schedule and part time job with my own full time job. She graduated with a double major and now has a great job (long term, security and...

 Forum: Personal Finance   Topic: Groceries: $50 every two weeks. Is it possible?

Posted: Fri May 09, 2008 5:16 pm 

Replies: 14
Views: 6912


Backstory: The missus and I used to go grocery shopping every week and wind up spending $150 - $200. Back when we had no discipline with our money this was the norm. My guess is this is why our American Express blue card debt got so high. We eventually got it down to a staggering $100 for the two of...

 Forum: Personal Finance   Topic: Rebuilding and building good credit

Posted: Sun Jan 13, 2008 2:31 pm 

Replies: 8
Views: 4110


I mentioned it in my post, but it didn't seem to stick. We have a budget that tracks every penny. We are focusing entirely on our debts. Nothing is going on credit right now. Everything from groceries to gas is being paid off with cash right now. We're looking for ways to improve our credit score af...

 Forum: Personal Finance   Topic: Rebuilding and building good credit

Posted: Sat Jan 12, 2008 4:29 pm 

Replies: 8
Views: 4110


The missus and I are about $35k in the hole (all credit cards). We've drawn up an elaborate budget in excel that tracks every nickel for the next three years. If everything stays the same for the next year and a half, we should have everything paid off completely. And yes, we've accounted for an eme...

 Forum: Personal Finance   Topic: Opinions needed: Debt snowball or save in my situation?

Posted: Wed Jan 09, 2008 8:30 am 

Replies: 18
Views: 9078


There are likely many more qualified people to address the issue than I, but have you considered doing both? If you stop paying the credit card, even for a couple of months you're going to regret it so much it's not even funny. You'll rack up late fees, get sent to collections and they'll start hara...

 Forum: General Discussion   Topic: Working at Home

Posted: Wed Jan 09, 2008 8:16 am 

Replies: 12
Views: 5485


I've been working at home for about 5 months now and I've got to say I'm loving absolutely every second of it. But perhaps I'm still in the honey mood period, I don't know. I work at my own pace without anyone over my shoulder, I eat lunch from my own kitchen, and on break I play video games or watc...

 Forum: News & Announcements   Topic: Hello!!! Theres hope, yes...?

Posted: Wed Jan 02, 2008 8:48 am 

Replies: 1
Views: 5010


Hi Kenny. I'm Ed, 35k in debt, engaged and I'm a former spendaholic. I haven't used a credit card for 8 months. Welcome. I know it looks pretty bleak and it will be for quite sometime, but once you've been thrown into the fire so to speak, you'll never let yourself get there again. You'll be better ...

 Forum: Personal Finance   Topic: The old how much is enough question...

Posted: Wed Jan 02, 2008 8:39 am 

Replies: 14
Views: 5448


Even if he doesn't know his future plans (moving, marriage, et cetera), it's still likely a good idea to buy a home now, if he's capable of it. The market is so leaning toward a buyers market in New England, it's not even funny. The market is so bad he can totally purchase a home, live in it for a c...

 Forum: Personal Finance   Topic: The old how much is enough question...

Posted: Tue Jan 01, 2008 4:54 pm 

Replies: 14
Views: 5448


Hi Berg. I can't help you on the other issues you've inquired about, but I can help you in regards to the real estate issue. Right now the market is still tanking (especially in the NH/Mass area) so now is a great time for first time home buyers to get themselves into a home. It's dropping at about ...

 Forum: General Discussion   Topic: Starting My Own Small Business

Posted: Tue Jan 01, 2008 1:46 pm 

Replies: 8
Views: 4698


Make a very simple, easy to read website. It doesn't have to be more than a page or two. Print out some simple business cards on cheap cardstock with your service, contact information and web address. Put them in your wallet. Then just leave them around in your travels. On the table after you've fin...

 Forum: Personal Finance   Topic: Cold weather gear to save on heating bill?

Posted: Tue Jan 01, 2008 1:37 pm 

Replies: 6
Views: 3277


We typically keep our home at a chilly 55 for all but a couple of hours in the early evening. I work from home most of the time, so I know the pain of trying to stay warm and cheap at the same time. For example, right now it's 55 in the house and I'm wearing a long sleeve pajama shirt, long pants, s...

 Forum: Personal Finance   Topic: How much do you pay yorself?

Posted: Tue Jan 01, 2008 1:32 pm 

Replies: 6
Views: 3311


I couldn't agree with Bearcat fan more. If you live on the lowest possible wage you can and funnel every cent you can into your start up business, it'll become stronger and produce even more money in the future. When things have leveled off and become somewhat stable (and maybe run without you in th...

 Forum: General Discussion   Topic: Laugh or cry?

Posted: Tue Dec 18, 2007 6:53 am 

Replies: 9
Views: 4689


It always makes me feel better to read about others in a worse situation. Suddenly my 35k doesn't seem nearly as bad as it should.

 Forum: General Discussion   Topic: Please HELP! Extra Income?

Posted: Tue Dec 18, 2007 6:50 am 

Replies: 17
Views: 9235


Well, just make sure you you charge enough for the necklaces to recoup your necklace supplies bill. Obvious, I know. But I once knew a guy who did the exact same thing. He'd buy items in used book stores and sell them, most often than not for a fraction of what they cost him.
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