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Viewing profile - kgazette

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kgazette
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Joined: Wed Apr 04, 2007 7:18 pm
Last visited: Sun Oct 14, 2007 5:39 pm
Total posts: 41
[0.05% of all posts / 0.01 posts per day]
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Most active forum: General Discussion
[ 21 Posts / 51.22% of user’s posts ]
Most active topic: How To Get Around? (Help!!!)
[ 8 Posts / 19.51% of user’s posts ]

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Location: Rochester, NY AND Los Angeles, CA
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Website: http://poorerthanyou.com

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Stephanie
http://poorerthanyou.com

kgazette Posts

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 Forum: General Discussion   Topic: The Official GRS Nintendo Wii Thread

Posted: Tue Oct 09, 2007 8:59 am 

Replies: 68
Views: 36969


I'm getting a Wii next week! :D :D My family is buying a used bundle off a friend of mine that bought all the stuff and ended up barely playing it. I'm so excited (and I just can't hide it!)!

 Forum: Personal Finance   Topic: Minimum Wage

Posted: Tue Oct 09, 2007 8:55 am 

Replies: 18
Views: 19419


I make minimum wage right now! The minimum wage in New York State is currently $7.15 an hour. I try to work between 15 and 20 hours a week in order to afford the gas I need to drive to my university's campus (where I work as well as take classes), my insurance, and food. The rest of my life is subsi...

 Forum: General Discussion   Topic: share your frugal holiday gift idea

Posted: Wed Sep 26, 2007 12:03 pm 

Replies: 15
Views: 14334


Crocheting and knitting gifts always seems like a great idea to me... until I remember how much yarn costs. A blanket can cost between $60-$100, and requires so many hours of labor, so I tend to stick to small items if I make anything for gifts. That said, I did make a TV colorbar themed blanket for...

 Forum: Personal Finance   Topic: Student Loan or Online Savings

Posted: Mon Sep 03, 2007 6:11 am 

Replies: 16
Views: 9529


I have to agree with paying interest on the unsubsidized loan. If you don't pay down that interest, it will be rolled into your loan principal when your loans come out of deferment - that's why I'm making it a priority to pay off my unsubsidized loan interest for the next two years. I let it pile up...

 Forum: Personal Finance   Topic: What is your relationship with credit cards?

Posted: Tue Aug 07, 2007 1:59 pm 

Replies: 29
Views: 15718


Hmmm... I feel like I don't fit into any of the categories. I'm in between right now - I have a large (to me) balance on my card, and I'm not using it at all until I get it completely paid off. After that I will use it, but never carry a balance.

 Forum: Personal Finance   Topic: Best online bank savings account?

Posted: Sun Aug 05, 2007 1:12 pm 

Replies: 21
Views: 11788


Of course I don't know how much money you're planning to keep in this account, but rate chasing only really matters if that amount is above $2,000 (in my opinion). At $2,000, each percentage point you gain means an extra $20 a year. And actually, that might not even be worth it, depending on your pe...

 Forum: General Discussion   Topic: Where is everyone from?

Posted: Tue Jul 24, 2007 4:28 pm 

Replies: 22
Views: 14617


From Rochester, New York (not in any way to be confused with New York City. In fact, it's 300 miles from New York City and I've only been down to NYC twice in my life. So please never ask me how things are in "the Big Apple," because I have no idea! :wink: ). Right now, living in Los Angel...

 Forum: General Discussion   Topic: How To Get Around? (Help!!!)

Posted: Tue Jul 10, 2007 7:25 am 

Replies: 25
Views: 17021


you could take a greyhound and save some money, especially if you aren't considering taking a car. I just looked up the cost of Greyhound: $398.00 for the round trip (not to mention 6 total days on a bus!) as opposed to the $385 I'm paying for the plane tickets. With the cost of gas these days, I c...

 Forum: General Discussion   Topic: How To Get Around? (Help!!!)

Posted: Fri Jul 06, 2007 10:24 am 

Replies: 25
Views: 17021


The problem at this point has become time. By taking so much time to figure out what we're doing, the cost is now a bare minimum of $380 for me alone. I can't drive without him - that would be $720 in gas and three days of driving all by my lonesome. So I'm flying with him - just at an increase in c...

 Forum: General Discussion   Topic: How To Get Around? (Help!!!)

Posted: Wed Jul 04, 2007 8:03 am 

Replies: 25
Views: 17021


Excuse the annoyance in my tone for the next paragraph - I'm using this both as an update on the situation and a way to vent about it! Ok, so, Erik's been taking forever to think about all this and to talk to his parents, and now the cost of plane tickets have risen to the point where it's the same ...

 Forum: General Discussion   Topic: AAA Membership --- Is it worth it?

Posted: Sun Jun 24, 2007 7:32 pm 

Replies: 36
Views: 52215


Many people realize that, if you have a cell phone, there's no reason to sign up until you need it. If you find yourself locked out, out of gas or broken down, just call in and sign up on the spot -- and they'll send a tow truck. I've never heard that! But does it work at 3am? Because that would be...

 Forum: Personal Finance   Topic: Just Starting Out

 Post subject: Re: Just Starting Out
Posted: Sun Jun 24, 2007 8:01 am 

Replies: 14
Views: 8430


[2. Leasing anything other than a luxury car is rarely a winning move, and even then it's doubtful. Leasing is playing roulette with the residual value of the car, and at the end of the lease you MUST make a decision about what to do with the car. Your feeling about buying a reasonably priced, used...

 Forum: Personal Finance   Topic: Investing as a college student

Posted: Sun Jun 24, 2007 7:58 am 

Replies: 8
Views: 6024


Significantly? A quick scan of CD rates at bankrate.com says no. You can compare savings rates at bankrate as well, but you'll find a lot of people here have accounts with ING and HSBC. I find this to be true, so it's really a question of whether you feel more secure knowing you have quick access t...

 Forum: Personal Finance   Topic: Ethics question-tuition reimbursement

Posted: Sun Jun 24, 2007 7:53 am 

Replies: 12
Views: 9274


They may explicitly state that they're not going to do anything for your advancement, but that's just to cover themselves if you decide to sue or kick up a fuss. Companies don't want to waste resources, so, if they agree to pay for your education/training, they're implying that they're going to hel...
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