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Viewing profile - dalekeener

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dalekeener
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Joined: Mon Dec 03, 2007 1:14 pm
Last visited: Tue Oct 20, 2015 12:50 pm
Total posts: 50
[0.06% of all posts / 0.02 posts per day]
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Most active forum: Personal Finance
[ 44 Posts / 88.00% of user’s posts ]
Most active topic: Determining Asset Allocation
[ 5 Posts / 10.00% of user’s posts ]

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dalekeener Posts

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 Forum: Personal Finance   Topic: New Lump Sum to invest

 Post subject: New Lump Sum to invest
Posted: Thu Aug 27, 2015 1:04 pm 

Replies: 3
Views: 3965


Hello! 54 years old and am maxing out my IRA. Do not have a 401k at work offered. No debt except the house (96k, 760 mo. pmt)) which just by paying the payment will be paid off by retirement. Have been fortunate to come into a small lump sum 30k to invest for the long term. I use Schwab for investin...

 Forum: Personal Finance   Topic: ETF or Mutual Fund

 Post subject: ETF or Mutual Fund
Posted: Mon Sep 15, 2014 9:24 am 

Replies: 6
Views: 1389


Through our brokerage account I have access to both commission free ETF's and no-load, no-fee mutual funds. I am in the building stage of my portfolio investing in growth and growth and income funds on a monthly basis. I have been reading many articles extolling the the benefits of investing with ET...

 Forum: Personal Finance   Topic: 2013 Roth IRA

 Post subject: Re: 2013 Roth IRA
Posted: Thu Jan 17, 2013 10:32 am 

Replies: 4
Views: 1760


peachy wrote:
STOP SPAMMING DALE KEENER!!




:? ...Twilight Zone.......

 Forum: Personal Finance   Topic: 2013 Roth IRA

 Post subject: 2013 Roth IRA
Posted: Thu Jan 17, 2013 9:55 am 

Replies: 4
Views: 1760


Hello! Will be maxing out my Roth IRA (6k), I am 52 years old. Will not need the money for 15-20 years and was looking for recomendations on how to invest it. I want either 1 or at most two funds/ etf's to put it in and just sort of forget about it for several years. Any suggestions?

Dale

 Forum: Personal Finance   Topic: Getting Started

 Post subject: Getting Started
Posted: Sat Jun 09, 2012 8:58 pm 

Replies: 4
Views: 1196


Looking for some direction. I am 51 years old and just recently opened a Roth IRA at TD Ameritrade. I have $875 in their right now and am putting $125 per week into it. I have an emergency fund in a savings account at a local bank. I have paid off all debt except the house $110k. My employer doesn't...

 Forum: Personal Finance   Topic: Fidelity or Vanguard

 Post subject: Fidelity or Vanguard
Posted: Wed May 02, 2012 6:20 am 

Replies: 6
Views: 3506


Going to open a Roth IRA at either Fideltiy or Vanguard. Don't have just yet the $3k for Vanguard. Had been putting money as recomended by someone into a Lord Abbett Growth and Income fund. (will be rolling it over) Realized after much reading of this forum that I was wasting my 5.5% load fee I was ...

 Forum: Personal Finance   Topic: Total Market or GNMA Bond Funds

Posted: Wed Jan 11, 2012 12:39 pm 

Replies: 0
Views: 1782


Quick question...Looking to diversify my mutual fund portfolio. In today's market would going with a total market bond fund or a GNMA bond fund make more sense? I am 50 years old with the majority of my portfolio in large cap and value/dividend funds. Any suggestions?

Dale

 Forum: Personal Finance   Topic: Late Start (Very Late Start)

Posted: Sun Aug 14, 2011 9:47 am 

Replies: 7
Views: 1362


You posted this same thing in June, saying that you had paid off your student loan then. Are you a real person who likes to keep asking the same questions, or are you a spammer? Well smarty pants...if you read the previous entry you will see there was only one response. So before you go all ballist...

 Forum: Personal Finance   Topic: Late Start (Very Late Start)

Posted: Sun Aug 14, 2011 6:35 am 

Replies: 7
Views: 1362


Ok, Time to get some assistance. My wife and I are both 50 going on 51. Neither of our employers offer a 401(k). Together we make around 80+K per year. We do not have much at all saved. Reason being as we have paid off all of our credit card and other loan debt. Just made the final payment on a long...

 Forum: Personal Finance   Topic: Debt Free Except Mortgage

 Post subject: Debt Free Except Mortgage
Posted: Mon Jun 20, 2011 9:40 am 

Replies: 1
Views: 837


Well...I thought I would give a bit of an update, if anyone cares (of course you do) (right?). Anyway, my wife and I are now debt free except the three bedroom, two bath mortgage....($110,000) to go on that.... Just paid off the last $890 payment on the student loan.....kicked old Sallie Mae out of ...

 Forum: Personal Finance   Topic: Cullen Funds

 Post subject: Re: Cullen Funds
Posted: Thu May 05, 2011 2:03 pm 

Replies: 4
Views: 954


Wow, thanks for reviewing that.

 Forum: Personal Finance   Topic: Cullen Funds

 Post subject: Cullen Funds
Posted: Thu May 05, 2011 12:10 pm 

Replies: 4
Views: 954


I am considering using the Cullen High Dividend Equity fund to fund my Roth IRA this year. I was wondering if anyone had any experience with that fund. It is a four stat fund and seems like a good lower risk and pays a monthly dividend. Also, does anyone have any thoughts on insurance company IRA's....

 Forum: Personal Finance   Topic: Roth or Regular account

 Post subject: Re: Roth or Regular account
Posted: Thu May 05, 2011 12:02 pm 

Replies: 17
Views: 2563


Wow...thanks everyone for the advice. I think the value of being able to withdrawal the money from a Roth IRA tax free in the future would be a major benefit when retirement rolls around. While the deduction now would help with current taxes, at least I will know that there will be no taxes on the e...

 Forum: Personal Finance   Topic: Roth or Regular account

 Post subject: Roth or Regular account
Posted: Wed Apr 27, 2011 6:26 am 

Replies: 17
Views: 2563


Hello! I am looking for some advice on which way to go. My wife and I are both 50 and we have no debt (a long process of paying everything off), except the house. Owe $110K approx. on the mortgage. We have a combined income of around 80K per year. Neither of our employers have a 401(k) plan etc. We ...
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