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It is currently Fri Aug 26, 2016 3:21 am



Viewing profile - Vile Merchant

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Vile Merchant
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Joined: Tue Dec 04, 2007 3:49 am
Last visited: Sun Feb 14, 2016 10:13 am
Total posts: 173
[0.19% of all posts / 0.05 posts per day]
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Most active forum: Personal Finance
[ 151 Posts / 87.28% of user’s posts ]
Most active topic: How to say know to a mother in law
[ 5 Posts / 2.89% of user’s posts ]

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Vile Merchant Posts

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 Forum: Personal Finance   Topic: I am coming into 100k in a month, I've no idea how to use it

Posted: Fri Sep 04, 2015 2:52 am 

Replies: 45
Views: 22734


You're 18. Elite prostitutes.

 Forum: Personal Finance   Topic: advice on financial/investment planners?

Posted: Mon Aug 31, 2015 2:42 am 

Replies: 10
Views: 7715


They are nothing but thieves and snake oil salesmen. Having said that, I have just started studying for it in my spare time.

 Forum: Personal Finance   Topic: An old man and his toys...

Posted: Thu Aug 27, 2015 3:20 am 

Replies: 3
Views: 3199


Tightwad wrote:
In the big picture, $700 is a small price to pay if you enjoy biking & reap the health benefits for your knees. Why didn't you just spring for the new bike?


Because he rides so often that the bike is covered in dust and sits there long enough for the tyres to go out of round.

 Forum: Personal Finance   Topic: No idea what money is. Midlife crisis, unemployed etc.

Posted: Wed Jul 01, 2015 9:31 pm 

Replies: 2
Views: 1130


You should stay living at home until you find yourself a job. There is no point moving out if you're going to continue to be unemployed and sit in your new place playing video games. If you do that you'll just squander your inheritance and then back to square one. Make finding a job your job.

 Forum: Personal Finance   Topic: Opinions

 Post subject: Re: Opinions
Posted: Sat Feb 28, 2015 5:02 am 

Replies: 7
Views: 1153


You are still lucky that you're earning that amount! When I was in your age, I can't afford even a very basic bread toaster. Surprisingly, because of hardships and all motivators. I survive! Anyhow, you can invest even a $1,000 or less through buying stocks! But before doing that, you must recompen...

 Forum: Personal Finance   Topic: 19 help with future

 Post subject: Re: 19 help with future
Posted: Thu Feb 26, 2015 4:15 am 

Replies: 8
Views: 1230


This is a disaster, or a troll.

Doesn't want to be in debt or take out loans.

Has a car payment.

Saves a lot of his income, but doesn't have one (laid off).

Any other good news?

 Forum: Personal Finance   Topic: Can not get on top of my debt. I need help please.

Posted: Thu Feb 12, 2015 2:35 pm 

Replies: 65
Views: 8056


Good luck to him, like a cat he's landed on his feet and hit the ground running. Things are ok, for now.

 Forum: Personal Finance   Topic: Can not get on top of my debt. I need help please.

Posted: Sun Feb 01, 2015 1:06 pm 

Replies: 65
Views: 8056


I think it's a good idea to only pay the minimum payments until you have a few months emergency money saved up. You will feel much better with that buffer in the bank and saving it up will give you time to carefully consider your best options to get out of this. Good luck :)

 Forum: Personal Finance   Topic: Can not get on top of my debt. I need help please.

Posted: Sun Feb 01, 2015 11:48 am 

Replies: 65
Views: 8056


Well, congratulations at least on the new job. Do you feel like you can at least start making some headway now or will you just be treading water instead of sinking fast? What's the plan?

 Forum: Personal Finance   Topic: Did I make the wrong choice by buying a Car ?

Posted: Mon Dec 29, 2014 2:40 am 

Replies: 15
Views: 2497


I think you're doing quite well but I don't really see the need to keep all that money in the bank when you could invest it or pay it off your mortgage. If you like the car why not? With 155K in the bank you shouldn't be stuffing around inconveniencing yourself with 1 car when you clearly need 2.

 Forum: Personal Finance   Topic: Financial Freedom

 Post subject: Re: Financial Freedom
Posted: Thu Dec 11, 2014 4:04 pm 

Replies: 15
Views: 2843


Have you ever wondered what financial freedom feels like? Wouldn’t it be nice to pay cash when you have a sudden unexpected expense instead of maxing out your credit cards again? Wouldn't it be nicer to pay on credit card and get a heap of frequent flyer points and use the interest free period to e...

 Forum: Fiscal Fitness Journals   Topic: Started with $86433 in unsecured debt

Posted: Wed Nov 05, 2014 2:33 am 

Replies: 21
Views: 14491


Great work on the debt payments and the dirty weekend :)

 Forum: Personal Finance   Topic: Have you tried a no spend challenge?

Posted: Tue Nov 04, 2014 1:01 pm 

Replies: 16
Views: 2745


No hobbies??? Goodbye life.

 Forum: Personal Finance   Topic: When to Quit My Job?

 Post subject: Re: When to Quit My Job?
Posted: Sat Oct 04, 2014 11:14 am 

Replies: 20
Views: 4132


Keep working for now, I will let you know when you may quit your job.
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