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Viewing profile - $bags

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$bags
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Joined: Sat Dec 08, 2007 9:51 am
Last visited: Tue Jul 20, 2010 6:26 pm
Total posts: 9
[0.01% of all posts / 0.00 posts per day]
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Most active forum: General Discussion
[ 7 Posts / 77.78% of user’s posts ]
Most active topic: Two months away from debt freedom!!!!! Question
[ 4 Posts / 44.44% of user’s posts ]

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$bags Posts

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 Forum: Success Stories   Topic: I was 18 with $6k in credit cards > 19 almost 20 now.

Posted: Mon Feb 25, 2008 12:35 pm 

Replies: 12
Views: 12764


Great work, and it seems like you are starting your life off right.

 Forum: Success Stories   Topic: Debt Free Finally!!!!

 Post subject: Debt Free Finally!!!!
Posted: Thu Feb 21, 2008 1:15 pm 

Replies: 4
Views: 5788


40K paid off in 15 months! never thought it was going to end! lol, but I paid my wife's toyota camery off two days ago to the tune of $8350. It hurt to see that money go, but everything I make from now on is all mine to keep and invest. Next step: save a six month emergency fund and house. I noticed...

 Forum: General Discussion   Topic: It is here, and I am debt free!!!!!! Almost LOL

Posted: Thu Feb 21, 2008 12:39 pm 

Replies: 7
Views: 4730


thanks great advice on checking my real rate. Anyway my mma rate dropped below my loan rate. CAR Paid OFF!

 Forum: General Discussion   Topic: It is here, and I am debt free!!!!!! Almost LOL

Posted: Wed Jan 30, 2008 9:06 pm 

Replies: 7
Views: 4730


40K paid off in 15 months has been a long journey, but well worth it. Well I am not exactly debt free, but i could be if I choose to be. My wife's toyota camery is not paid for, but I bought it with a 5 year loan @ 3.9%. I am choosing not to pay it off, because my money market account is earning mor...

 Forum: General Discussion   Topic: Two months away from debt freedom!!!!! Question

Posted: Tue Dec 11, 2007 9:45 am 

Replies: 13
Views: 6588


Great advice everyone. You've have made some issues aware to me that I have not thought of. Keep the advice coming I have two months. :D

 Forum: General Discussion   Topic: Two months away from debt freedom!!!!! Question

Posted: Sat Dec 08, 2007 12:36 pm 

Replies: 13
Views: 6588


While its admirable to want to buy a home outright, interest rates are still really low. The effective real interest rate is about 2.5% (rate minus inflation). Why not get the home? Saving aggressive is admirable, but I personally think that saving up to buy the whole house isn't needed. The future...

 Forum: General Discussion   Topic: Two months away from debt freedom!!!!! Question

Posted: Sat Dec 08, 2007 11:56 am 

Replies: 13
Views: 6588


morydd wrote:
How does owning a home fit in with your non-financial goals? How likely are you to move in the next few years? Have kids? Change jobs?


I don't plan on moving, but kids will be in the equation hopefully soon.

 Forum: General Discussion   Topic: Two months away from debt freedom!!!!! Question

Posted: Sat Dec 08, 2007 10:58 am 

Replies: 13
Views: 6588


Hi I am new to the forums, but I read JD's blogs all the time. I am two months away from being totally debt free, and my wife and I paid off about 40K in about a year and 3 months. At the present, I rent a one bedroom apartment to keep costs down. Question: I have two scenarios here which do you thi...
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