I have lingered on the site here for some time. I truly am grateful for everyones effort here. I am married, one child, and about 60,000 in debt. (vehicles, school loans, credit cards). We have recently had the wake up call we so desperately needed and started a new way of consuming, one of reason and frugality. I don't suppose this will be an easy 'dig out' but its good to know there is a support network like this. " Hello my name is Kenny and I'm an ... ...
I'll probably ask more than answer for a while but I will help when I can.
Greeting to all.
Kenny

Hi Kenny.

I'm Ed, 35k in debt, engaged and I'm a former spendaholic. I haven't used a credit card for 8 months.

Welcome. I know it looks pretty bleak and it will be for quite sometime, but once you've been thrown into the fire so to speak, you'll never let yourself get there again. You'll be better people in the end of things.