I just wanted to let you know about a new online budget program that uses the envelope method called NeoBudget.
I've used several of the other budget programs out there and wasn't really satisfied with them, so I decided to create my own. I've used this to manage my personal finances since February, and I love it (well, of course I love it, I created it.. but that's beside the point).
Just recently I've started offering it to the general public. If you're interested, check out this quick 3-minute video I created.http://www.neobudget.com/www/video/intro/intro.htm
If you're still interested, go to http://www.neobudget.com
and sign up! I'm offering a 1-month free trial. After that, it's just $5/month or $25/6-months (1 month free).
I hope this helps some of you all on your quest for financial independence! Budgeting is great, and this is a great tool that can help. It still requires self discipline to maintain a budget, there's no getting around that, but this can certainly help.