Just had to think of another way to say hello
I am a 24 year old student working my way through school (almost there!) and got more interested in personal finance and investing a little over a year ago. Around that time I ended up getting a second job that I enjoyed (bringing me up to working 50+ hours a week on top of school), but didn't really need the extra money, so I started reading all I could about finances and investing and made a big change in my financial life. I've never been horrible with money, and was lucky enough to have a job working for AMEX when I was younger and another one for a debt consolidation company...both of which made me smarter than a lot of my peers when it came to being smart with credit.
In the past year, I've managed to pay off all my credit card debt (around $3000), the remainder of my car loan (paid off 18 months early), put 12.5% of my paycheck in to an ING savings account automatically every month, and have been investing in ETFs at ShareBuilder as well. Anyway, I've been subscribed to GRS for a while and love the content. It's nice to find a community of like-minded individuals that can help to keep me motivated with my newfound financial habits. Hopefully I'll be able to chime in every now and then and help others out as well...
