I have it. Not worth it for the discounts in my opinion, but maybe others do better.
But, I drive an old car and it's left me on the side of the road several times. I am prone to panicking pretty easily & it's nice to have the number to call in my wallet & they take care of towing me some place while I calm down and remember it's not that big a deal.
I also locked my keys in it the other day and was feeling really really stupid until I remembered there was an easy fix in calling them.
I guess I am that wife that everyone talks about just keeping it for
But I will keep getting it, it keeps me from feeling like a worthless dum dum when my car overheats on the side of the highway, and to me that's worth the 50 bucks.