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Leila
Posts: 55
Joined: Mon Jan 21, 2008 6:40 am
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Postby Leila » Sat Aug 15, 2009 7:21 pm

Balance: $0 :D
Emergency Fund: $1000 / $7600

I made my last student loan payment yesterday. I am now working on my Emergency Fund (3 months at $2200 each plus $1000 Rainy Day Fund). I am no longer doing any extra online work. My job has promised me a bonus that will go a long way towards building the Emergency Fund. However it won't be paid for many months. I am crossing my fingers that it goes through.

After I build my Emergency Fund, I am stuck on what to do. I will definitely bump up the retirement savings, but so much of my networth is tied in my condo right now, that I'm not sure if it makes sense to pay down the mortgage. Right now I am pretty happy with my progress. I am still struggling to find the right balance between saving and spending.

InterfaceLeader
Posts: 82
Joined: Wed Dec 31, 2008 9:03 am
Location: UK
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Postby InterfaceLeader » Sun Aug 16, 2009 2:05 am

Congratulations! That must feel wonderful, not having that debt around any more!

Are there any goals you want to accomplish? Travelling is a lot of people's wants after clearing debt, and my Uncle saved up for a boat, because he loves sailing. Or maybe early retirement? Time to remember what you used to dream about doing :)

Leila
Posts: 55
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Postby Leila » Wed Oct 07, 2009 9:24 am

Deleted post.

Words to meet minimum requirement.
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Leila
Posts: 55
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Postby Leila » Wed Oct 07, 2009 9:43 am

Deleted post.

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Leila
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Wow

Postby Leila » Fri Oct 09, 2009 5:11 pm

Deleted post.

Words to meet minimum requirement.
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Leila
Posts: 55
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Re: My First Home

Postby Leila » Mon Jan 03, 2011 9:40 am

Deleted post.

Words to meet minimum requirement.
Last edited by Leila on Thu Dec 20, 2012 5:07 pm, edited 1 time in total.

partgypsy
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Re: My First Home

Postby partgypsy » Mon Jan 03, 2011 3:19 pm

That's awesome you wiped out your debts and have that much in savings and retirement at your age. You are certainly doing something right.

Leila
Posts: 55
Joined: Mon Jan 21, 2008 6:40 am
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Re: My First Home

Postby Leila » Fri Jan 14, 2011 8:22 am

Deleted post.

Words to meet minimum requirement.
Last edited by Leila on Thu Dec 20, 2012 5:07 pm, edited 1 time in total.

Leila
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Re: My First Home

Postby Leila » Mon Jan 31, 2011 3:20 pm

Deleted post.

Words to meet minimum requirement.
Last edited by Leila on Thu Dec 20, 2012 5:07 pm, edited 1 time in total.

peachy
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Re: My First Home

Postby peachy » Mon Jan 31, 2011 3:44 pm

I think you can only max your 2010 Roth until tax day, April 15. Correct me if I'm wrong though. I would probably take some out of your savings and max it while you can. You can always take the contributions back out for your house if need be, although I wouldn't do it since you're doing well with your savings.

Leila
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Re: My First Home

Postby Leila » Wed Feb 02, 2011 12:02 pm

Deleted post.

Words to meet minimum requirement.
Last edited by Leila on Thu Dec 20, 2012 5:08 pm, edited 1 time in total.

Leila
Posts: 55
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Re: My First Home

Postby Leila » Fri Feb 11, 2011 7:57 am

Deleted post.

Words to meet minimum requirement.
Last edited by Leila on Thu Dec 20, 2012 5:08 pm, edited 1 time in total.

Panda
Posts: 160
Joined: Mon Jan 11, 2010 9:06 am
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Re: My First Home

Postby Panda » Fri Feb 11, 2011 12:17 pm

Leila wrote:I've been superstressed about money lately. I think I am nervous about paying for school (and getting in), but since I can't do anything about that I am focusing on small, insignificant things. I need to find a way to stop.



I def go through phases like this. Even if I'm not superstressed, I'm maybe superobssessive. It seems like the big things take so long, so I watch the really small things.

Just try to step back periodically and breathe.

Leila
Posts: 55
Joined: Mon Jan 21, 2008 6:40 am
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Re: My First Home

Postby Leila » Thu Feb 24, 2011 10:01 am

Deleted post.

Words to meet minimum requirement.
Last edited by Leila on Thu Dec 20, 2012 5:08 pm, edited 1 time in total.

Panda
Posts: 160
Joined: Mon Jan 11, 2010 9:06 am
Location: Texas
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Re: On to Grad School... (Formerly My First Home)

Postby Panda » Thu Feb 24, 2011 11:36 am

COngrats on getting accepted! Wishing you luck for the others...


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