pt145 wrote:Oh & this stuff about me needing to grow up and be a man, take responsiblility, ect. I've made some bad choices sure, there's no dening that. But some stuff was beyond my control.
Maturity means recognizing that things can happen and taking steps to mitigate their impact. There is disability insurance to cover the impact of an accident that could put you out of work. You can buy that on your own and you should if you have obligations such as lease payments. And where was your emergency fund?
pt145 wrote:When I lost my apartment 2+ years ago, I was out of work due to a accident that left me out of work for 6+ weeks, thakfully I recovered ok and all my hosipital bills were covered by insurance. Eventually I plan on pay them the money i owe but not right now.
Excuse me? Read what you just wrote. You screwed your landlord out of money 2 years ago. You legally owed the money then. You don't get to choose when to pay it back. If anything says immature deadbeat, THAT does. Tomorrow would be a good day to go talk with them about it.
pt145 wrote:Recently I was out of work for a month due to bad managment and paper shuffling on my employers part. Not much i could do about it, I shoulda started looking for temp work but I thought I was only going to be out for 10 days tops.
Again, where was that emergency fund?
pt145 wrote:Things just tend to snowball when you minimize or avoid them, I'm not trying to do that but I belive my issues are manageable and should be easy to work out over time.
You are not taking responsibility. You are doing what little you have to to get out of the current jam. You want to keep your two vehicles along with their expenses, your expensive eating and driving habits, you don't want to pay your landlord. You want to keep the stuff you pawned. You make no mention though of building an emergency fund or otherwise taking steps to avoid the same problems in the future.
Your problems are manageable. But the right approach is to live within your means, pay off your debts (landlord), carry insurance/emergency fund for the future and THEN have fun. You seem only to want to maintain your current lifestyle while your creditors wait to be paid debt they were owed years ago. People like you used to get locked up.
Good luck to you.