I'm coming in a little late here, but wanted to post my congrats. I read your brief summary a few posts up...AMAZING JOB! I, also, got one of Dave Ramsey's books from the library and used the debt snowball idea. I've paid off CC loans (~$10k) and car loans (~$16k). We now have our mortgage down to ~$55k and a bit left on my student loan ($4k). I've been paying ~$900/mo extra toward the mortgage 'cause, when you do the math, it is just mind-boggling how much money you save in the long run!!! The plan is to have that paid off in ~3-4 years barring any major set backs. My student loan is only 3.125% interest, so an extra $40/mo to that is good enough for me at this point.
Dave's plan really struck a chord with me and I've made a lot of progress following his plan for the last two years. I usually check in with my spending plan at least monthly - sometimes more because it's so much fun (yeah, I'm a numbers geek!). It's great to see someone else who has benefited from his info as well.
Anywho, just wanted to say WAY TO GO!!!