I had some extra time this morning before work... so I did something I haven't done in weeks... I packed a lunch! It's not anything terribly exciting- ham & cheese sandwich with one of those individual mac & cheese things & an apple & a diet dr. pepper.
Despite the fact that I'm totally exhausted today, I think that this is a good start to keeping me on track. Oh and I went grocery shopping last night too and spent about $65 in cash. I still have a good amount to get me through the end of next week for going out to eat later on.
Today's going to be a rough day to stay focused at work. However, I just got a nice bonus check of about $950 for my work so I'm feeling pretty good about my job overall. I'm using that money to help with the recent roofing bill which is due by the end of this month.
And for the record, I wanted to state my finances as of yesterday (some are not exact).
Credit Card #1- $978.85 (APR is 23.99%)
Credit Card #2- $3,521.56 (APR is 19.24%)
Credit Card #3- $12,825.97 (APR is 3.99%)
Car Loan- $11,000 (APR is 5.99%)
SBA Loan- $4,000 (APR is 2.9%)
School Loan- $2,000 (Not Sure of APR!)
Roofing Work- $1470 (5% late fee and 10% interest charged)
Mortgage- $111,000 (7.75% fixed 30 yr mortgage paid every 2 weeks)
Bank of MOM- $600 (loan that makes me feel really guilty and want to pay off very soon)
401k- $53,000 (Reduced amt added to $110/ month until out of debt)
Savings- $120.00 (4.5% interest rate)
529 Savings - $100.57 (Upromise balance of about 850 to be added in June)
I'd appreciate advice on order paying off my debts above...