got another paycheck and paid off the little balance on the card- so we're debt free for real now! everything we own is paid for, including our respective degrees.
wow! hard to believe. we've worked so hard and given up so much- this is a great feeling. we're kind of absorbing it all.
for right now we're taking a month to catch up with some long-term wants that we've been putting off. not the embarrassingly cheap simple things like the last time, thankfully. (well- one or two exceptions.) and not impulse things, but things we've been making note of along the way and we have use for. also, we've been talking about getting a nicer TV as a reward for paying off these student loans. shopping for these things is actually hard work, i've developed an aversion to shopping!
we were living pretty nicely, by our standards, even with the heavy debt repayment. so we're going to redirect that debt repayment money to building our savings up. we're looking at a big number if we ever want to make a 20% down payment on a house locally. we're also going to want savings for a replacement car for husband- we have been pushing that purchase off for a long time now and it will have to happen sooner than later.