Ok here is my Budget:
Rental Income $1,000.00
Mortgage (Rental) $1,086.00
Mortgage (Primary) $1,100.00
Heloc (Rental) $250.00
Furniture Loan $135.00
Water Electric Trash $229.00
Insurance - Auto $110.00
Cable & Internet $109.00
Cell Phone $99.00
Food & Dining Out $410.30
Home Owners Assoc $60.00
Auto - Gas & Maintenance $400.00
Lawn & Home Maintenance $250.00
Hair/Clothing/Misc Personal $200.00
Escrow for Rental Home $400.00
Savings - EF & Misc $600.00
Mortgage Prepayment $600.00
Total Remaining $0.00
The payroll is the net amount. I am on salary and have dental/vision/health insurance and my 401K coming out to get to this amount. My FWT is a flat amount based on my previous years tax liability so I should come close to even and probably won't have a tax refund.
The "other" is for the legal fees that I see coming up and what ever is not used will be going into savings.
The entertainment includes bowling league, kindle downloads for reading, movie rentals, race entry fees, cross stitch kits, etc. (I am kind of boring, lol).
Hair/Clothing/Personal care includes the doctor visits and the one medicine I need on a monthly basis.
P.S. - I have asked for input so please don't worry about hurting my feelings. I need to know where I am leaking money and honesty is important