- Are you networking enough so you have good job prospects when you graduate?
- Have you researched whether there are loan forgiveness programs at your school or federal government?
- When you graduate, have you thought about the sort of things you need to do to make sure you don't succumb to lifestyle inflation?
- What are your long-term goals? Make sure you balance your long-term goals with your short-term goals. For example, maybe you might want to take a lower-paying job after graduation b/c it will equip you with better skills. If you do this, what's your realistic plan to handle your loans?
To answer your questions:
-Networking isn't as key in veterinary medicine as other careers. I can show up at any clinic across the country with the required skills and get hired. That said, I am still taking advantage of networking opportunities, for example, I am externing this summer at the clinic that I hope to work at when I graduate.
-There are loan forgiveness programs out there, but they aren't really worth it to me. You have to spend 5 years in a terrible place, and they only pay back 1/2 of your loans. I'd rather work hard at a place I enjoy.
-I'm a pretty simple, country kid, so I don't think lifestyle inflation will be a big deal for me. I do plan on starting a family soon after school, which is why I'm taking the steps now to pay my loans down.
-I'll answer the last set of questions in the next post.