New poster here.
Yesterday, I finished off funding my $1K emergency fund! Yipee!
I'm planning, as per Ramsey, to next throw all the monthly cash with which I've been funding my emergency fund directly onto debt. I'll have to redo my budget to reflect this and project this out over time. I have a lot of debt.
I also need to do some balance transfers to get rid of some less than optimum rates.
Also, I will refinance my 5 year, interest only mortgage soon to a long term, locked in rate, now that the rates are coming down.