I'm curious about the toddler music class that's $150/month. I have two little boys and one of them took a music class around that age at a cheaper place for maybe $40 for a 6 week class. The super-duper fancy music school in downtown Minneapolis offers a slightly better toddler program for $232 for 4 months. If $150 was a semester-long fee, I can understand. If you're really paying that every month, there must be a cheaper program out there and a one year old really won't know the difference. For getting out of the house, I highly recommend buying an annual pass to something, whatever your wife enjoys the most, and go every week or two and really get your money's worth out of it. Here, it's either the Children's Museum or the Minnesota Zoo -- they cost a fortune to go once, but if you go every month, it's under $100 split at least 12 ways and totally worth it. I'm also a big fan of nature centers -- they're free here and hardly anyone is there, but my toddlers love them. Also, every library is slightly different and most offer free kids' programs. I'll go to a different library every week and it's something new for them (there must be at least half a dozen within 5 miles).
Just looked and the Chicago Center School of Music offers toddler classes for $225 for 12 weeks.
You kinda hit it on the head there. It is $150 for a 6 week class. The other portion of that budget covers a fee to the children's museum / other kid activities.