Well, I guess I should post a bit of an update for march. I do want to say one thing though: When your not paying off debt, everything seems to move a bit slower...
Okay, here is the update:
Since Jan. 1st our Emergency Fund is now at the grand total of:
Woot! At the end of the month it will be $3,800. My goal is around $20,000 for that EM So I guess to follow format of others:
$3,257.08 / $20,000
In other news, our new mortgage is all set up to go with Weekly Payments and an additional $85 to principal every week for the time being. It will start for sure on April 16th. Very happy about this I am.
Escrowing my own taxes this time around and that particular fund is moving along nicely as well.
We have some left over medical bills we got this month, and we'll take care of them all this month as well. March will end again debt free.
And we also made the last $125 "charity"payment for are last debt that was for my Wifes Father. So, as of the month of March. We are officially, 100% out of all debt but our Mortgage.
All in all, things are good at the moment. I'm still struggling with quiting smoking and purchasing them and we occasionally break down and pick up food from outside. I'm really not sure there is anything in our immediate budget we could cut out. Next month my wife and I are going to incure some more medical expenses. We are going to the Dentist, Chiropractor, General Practitioner, and Eye Doctor. None of them are for any existing conditions. We figure we have good health insurance, we might as well use it for some general check ups.
I mean, hell, if you don't have your health, what do you have?
Fully Fund EM to $20,000.
Get a Will
Do some Basic Home Maintenance Repairs
Get Orthodics for boots. (These things are great for posture)
Do all medical General Check Ups and pay all remaining medical bills from it.
Do some basic preventive Auto Repair to keep my car ticking.
Update Wardrobe for the next year and go through closets.
Brace ourselves for the month of may. (The land of 16 birthdays + mothers day. All of them gift mandatory. (All birthdays in our family are in may. It's weird)
Pay off Mortgage
Save for New Car
Maintain Debt Free Status.