Hahaha mpacuk, it's my lane and I'll do what I want with it! Biking really seems to strike a nerve with drivers here! I can't count the number of times I've seen drivers aggressively pass a biker within a foot or so. Luckily, there's a decent amount of bike paths completely separate from cars on the way to work. I'm liable to get shot if I took a whole car lane, it is LA after all!
Thanks for the kind words though. I like that my name has become a verb lol. And it's pretty wild to see someone following the same path around the country that I took haha. I took a pretty huge chance but it paid off only because I had a great network of friends established here already. I attribute most of where I am now because of that. If you ever do pull a Sula, save up more than you think you need, money doesn't last long out here
Work has been pretty stable so far. I haven't had any overtime in the last 7 months or so. I was actually hoping to get a little of that every now and then. But then I remember how much 12 hour days and 7 day weeks hurt my soul. One thing's for sure, you certainly start to rack up a lot of credits here haha.
I'd love to play a bit of Portal 2 Coop with ya but I have it for PC already and I don't play enough multiplayer to take full advantage of Xbox Live
. My online gaming consists solely of World of Warcraft with a side of D&D for real life. Uh oh...my nerdery is coming out.
And Vin, I agree with you. Debt is a very annoying ball and chain around my ankles. But I'll put up with the extra $60 in interest from waiting to pay off my smallest loan if it means keeping a healthy supply in the checking account. It'll all be paid off in due time. It sure would be nice to free up that $113 monthly payment though.
Hmm...I have 4 more paychecks coming in this year which is $8,080 after taxes. And I just got paid today. So, I've got $3800 sitting in my checking with about $1500(rent was paid already) in bills/savings that I have to account for this month. $2500 in bills/savings for next month. That leaves...me with about $7,880 in cash on hand for the rest of the year. However, I'd need to set aside January's expenses too(I have all my rent/loan/utilities auto-debit at the beginning of the month) so, really that leaves me with $5,380 on hand. If I were to keep my $2000 cushion, I'd have $3,380 left to spend however I please. That should be enough to wipe out my smallest student loan!
However, there's actually another possible major expense on the horizon. I have to get my wisdom teeth taken out after my dentist strongly recommended it and those who have gotten it done know that it's a pretty major surgery. I'll have to see how much my insurance covers. My insurance is actually really, really good but might still be an arm and a leg. I wonder if this qualifies as a dip into the E-fund, first time for everything I suppose haha. We'll see how it goes.
And as always, thanks for reading
edit:I just realized that I'm not worried about the upcoming medical costs. I think you guys might be on to something with this emergency fund idea