I really admire folks with the discipline to update their journals monthly.
I tend to wait until there's enough worth reporting before considering posting an update.
2014 has been an expensive year for my wife and I. In the spring, we flew out west twice to visit siblings, then bought a used car, which set us back $14,500. We paid cash though, so no debt. Then in July, we flew out east for a week to visit our families, then immediately followed that up with a quick 3-day trip to Las Vegas with some friends. All paid for with cash, but it's completely drained our Travel fund. We've got 2 big trips planned for next year (Jamaica for my best friend's wedding, and Hawaii with my parents and brother), so we're going to have to beef that fund back up in a hurry.
Then life threw us a curveball a couple of weeks ago when our 13-year old central air conditioner leaked all its freon. They said they could replace the coil for $1,300, but the unit itself (and furnace) were nearing their life expectancy and it would likely only buy us a couple more years. So we replaced the whole system, which set us back $9,000. Again, we had the cash, but that money was supposed to be going toward accelerating paying down the mortgage.
As a result, we haven't been able to pay much extra on the mortgage in the past few months. Our net worth has still crept upwards slowly and steadily, but not as quickly as I would have liked.
$5,000 Cash savings
$214,000 RRSPs (Canadian 401(k)'s)
$8,000 TFSAs (Canadian Roth IRAs)
$12,000 Emergency fund
$1,400 Car replacement fund
$0 Travel fund
$500,000 Home value
$80,000 Land banking investment
$600,400 NET WORTH