Had an interesting, and somewhat positive, month.
As mentioned previously, the Once CC debt was paid off.
The car was serviced and there was money sitting in an account for it, bonus! They noted a couple of things which will need to be dealt with in the next couple of weeks, one is leaking tappet covers that I have been putting off for over a year, and as we have a Subaru with their horizontally opposed engine, that means two tappet covers, so double the cost, joy!. Add on the brake pad replacement which I knew was coming and you get a nice chunk of cash that would be taken from our monthly budget to get fixed. Thankfully we have the money saved in the car maintenance account for these types of situations.
Curtains were bought for our study which hasn’t had any since we stripped it and repainted it 18 months ago. Afternoon summer sun pounds through the window, heating up the space and making it uncomfortable to use. Again, money was in the household maintenance account for this to happen. Now we just need to be home long enough to get them installed
We also went on our trip to Melbourne for the christening of our nephew. It was just an over nighter and it cost us a minimal amount of cash, just car hire for the two days and we covered about 400km. We had free flights from Qantas from their industrial action back in October of last year which we used for this trip. We also stayed with the parents, my brother and his wife, so accommodation was free as well. They took on the idea of us putting money away for him and were positive about it, my brother especially, as we both believe something like this would have made a big difference to our own lives. So, we will organize for this to happen in the near future after our current debts have been dealt with.
Speaking of Qantas, they’ve finally reimbursed us for our out of pocket expenses from October. I chased them up on the 27th of Jan and finally got some action. They claim the CC details they had didn’t work, something about having issues refunding an Amex card., so I gave them the Visa details and it went through. And for those paying attention, the Gold CC we have is two cards (Visa and Amex) linked to the one account. Apparently the bank does that so that travelers can use the Amex when overseas and Visa locally. As we don’t go overseas, I end up using the Amex when paying bills as it racks up double the frequent flyer points of the Visa. So the previous purchases to Qantas had been made on the Amex, yet they can’t refund onto it. Weird.
Confirmation came through yesterday from Nicole’s Super annuation company that they are in the process of rolling over all her other funds (3) into her current fund. Can’t say it’s been a speedy process. Maybe they and Qantas use the same systems?
I’m also at a point where some of my hobby stuff can be sold. So hopefully I can convert the value of the Other component of my assets into cash that can be used for other hobby interests.
We'll be ignoring the issue with Paypal, for now, all funds have been returned and are back in the appropriate EF fund account.
House Loan: $518,394.96
Gold Credit Card: $4996.75
Once Credit Card: $0
CUA Personal Loan: $27,002.46
That’s a decrease in debt of $2386.88.
In the positive column we have:
That’s an increase of $409.66
So our targets for the year look like this, with one already accomplished: