Daedala, my condolences. I cried for days when my last cat (Zappa) died at 15.5 - he was (and is still) very much missed.
Thank you. The other cat is very confused about where she went.
I suppose I should get back on track with finances. Sigh. The company I'm contracting for hasn't officially extended or hired me, but they have come just short of promising that they will. A lot of "please don't look too hard" and "you're doing great and we want to keep you for the foreseeable future" kind of stuff. I have performed the traditional job-summoning spell by printing up business cards and handing them out (they are quite snazzy).
Credit card debt = $8400
School loans in deferment = $29,800
Retirement = $14,700 (cost basis $27,200...ouch)
Emergency fund = $5000
Other cash = $2600 (goes to rent, COBRA, living expenses, and that IRA deposit).
Recent expenses: Kitty
, holiday airfare (and changing the schedule because of the kitty), new bicycle, COBRA
Coming expenses: $3000 Roth IRA deposits (this got slightly delayed, but I should still be able to make a November and a December deposit)
I have fretted a bit about the school loans, which are higher than I thought they would be because of a lender snafu (my fault for not tracking them as well as I should; my school is extraordinarily disorganized), but I've decided that they are reasonable. My contract is effectively a $40k/year raise, and I've learned that all
of my colleagues have at least
a decade more experience than I do. I don't think I would have been considered for the job if I weren't in school; I doubt I would have the confidence to handle it if I weren't, either.
The housing market is suddenly looking affordable again. I don't like the reasons, but I do want a house; with this job, I can catch up on a down payment before the market turns back, so that is what I am planning on trying to do. There's a house in my neighborhood that looks pretty good for me, at a mortgage I can afford. I don't want that house, but more will follow.