Fiscal Journal for Mrs.Beaver

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mrsbeaver
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Joined: Thu Apr 07, 2016 8:15 am
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Fiscal Journal for Mrs.Beaver

Postby mrsbeaver » Thu Apr 07, 2016 8:30 am

This is my first stab at a fiscal journal. I hope this will help me see the slow progress being made towards our goals.
I am a teacher and my husband is a manager at a bookstore. We married in college and have no debt. Right now we are trying to save for a house down payment as well as build up the emergency fund and cash-flow any expenses such as medical bills. I anticipate us having several medical bills this summer due to an upcoming surgery. I should know later this month the exact costs for all the medical expenses.

Our current financial snapshot
Emergency Fund: $12,000
House Fund: $26,350
Car Fund: $4,000 (goal met!)
Medical Expenses Fund: $500
ROTH IRA: $5,000
403B:$2,300

Long Term Financial Goals
Emergency Fund: $15,000
House Fund: $40,000-50,000

Financial Goals for 2016
Emergency Fund: $13,000
House Fund: $40,000
ROTH IRA: add $2,000
403B move to IRA.

Enigma
Posts: 130
Joined: Tue May 03, 2016 10:52 am
Location: WashingtonDC/TN
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Re: Fiscal Journal for Mrs.Beaver

Postby Enigma » Fri May 06, 2016 7:39 am

Nice Journal - Sounds like an awesome start and a great adventure.

Masterlandlord
Posts: 343
Joined: Thu Sep 25, 2014 12:25 pm
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Re: Fiscal Journal for Mrs.Beaver

Postby Masterlandlord » Sat May 07, 2016 1:06 pm

Sounds very good. My advice when you do buy your house in future before that check prices, places and houses and become familiar what is good price/condition. Regarding upcoming repairs piperepairs belong to the most expensive and I would avoid to buy a an old house that soon gets piperepair. Always check upcoming or needed repairs before you buy.


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