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A place for Get Rich Slowly readers to ask questions
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 Post subject: Worked Out Today. Light Day. (NT)
PostPosted: Thu May 28, 2009 8:18 am 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
NT

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 Post subject: Paid $1000 off TDLC debt, leaving $9800 (NT)
PostPosted: Thu May 28, 2009 8:21 am 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
NT

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 Post subject: The power of Asking..
PostPosted: Thu May 28, 2009 8:26 am 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
..it has been a long-held principle that successful people know how to ask for what they want.

Today I tried to apply it. Was at Starbucks. Ordered a coffee. Noticed my favorite choice, a croissant, was sold out.

Me: "I noticed you're out of my favorite croissants. What kind of free sample can you give me?"

Cashier: "Hmm...I can give you..(looks inside)..a rice krispy square".

Me: (hiding my delight)...hmm...that's the hardest one to eat. How about a lemon cake?"

Cashier: "Well...okay! (puts lemon cake on a plate and hands it to me)"

Me: "I love you...thank you!"

I'm now eating my delicious free lemon cake. :D

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 Post subject: Comparing Brokerages..Questrade Seems #1 so far..(nt)
PostPosted: Thu May 28, 2009 1:21 pm 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
nt

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 Post subject: Updated family balance sheet (nt)
PostPosted: Fri May 29, 2009 4:00 am 
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Posts: 320
Location: Canada
nt

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 Post subject: Applied for PC Interest Plus savings account..
PostPosted: Fri May 29, 2009 4:01 am 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
..for higher interest rate plus anniversary interest.

Will move regular savings dollars into this account immediately.

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 Post subject: Broke ground on new business website..
PostPosted: Fri May 29, 2009 4:04 am 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
..using bigpixie dot com for now.

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 Post subject: Lowered monthly internet charges..
PostPosted: Fri May 29, 2009 8:52 am 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
Noticed an increase in charges last month.

Step 1: Identified source of charge - see my private, personal blog and excel sheet for details.
Step 2: Called internet company for explanation of increase.
Step 3: Negotiated for discount.

Result: Saving $5 per location per month, with greater internet speed than before.

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 Post subject: Put $200 in new savings account...
PostPosted: Fri May 29, 2009 2:21 pm 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
...the remainder will be transferred at month-end.

Just wanted to take immediate action and fund the thing.

Need to think of a purpose for this account. :?:

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 Post subject: Booked my appointment to increase RESP contributions.
PostPosted: Fri May 29, 2009 2:57 pm 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
Will finally get the maximum contribution established.

Want to go retroactive as far back as possible and catch up.

The business case is compelling:

Canadians can contribute up to $2500 per year (up from $2000) to get the CESG. Absolute annual limits are $5000, going beyond CESG eligibility.

Government adds in 20% of my contribution.

Based on my current contribution level, the fund will completely receive CESG (Canada Education Savings Grant) moneys available, after 18 years.

If I increase my contribution level to $2500 per year, the period needed drops to midway through the 14th year.

The benefits of doing so:
1. Earlier capture of free money = in case government cancels the program
2. Earlier period of accumulation of tax-avoided growth.
3. Should future governments provide for additional CESG and/or expansion of limits, such higher levels will be easier to reach.

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 Post subject: Paid down RYLC $700 leaving $83,900 (NT)
PostPosted: Sat May 30, 2009 5:07 am 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
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 Post subject: Spent 2 hours researching companies for investing..
PostPosted: Sat May 30, 2009 5:12 am 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
..using TD Waterhouse recognia. Criteria:
- strong return on equity
- consistent dividend
- rising Earnings

I want to get into a quality company in the next 30 days, if the entry price is right.

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 Post subject: Studied Fortune Magazine's latest "500" edition...
PostPosted: Sat May 30, 2009 5:13 am 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
...good articles re Warren Buffet's favorite money centred bank, Wells Fargo.

...did not buy it, but I will. Got called out of Chapters suddenly.

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 Post subject: Glad I'm back into Toronto Index..
PostPosted: Sat May 30, 2009 5:19 am 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
..since May 5, 2009. Up 3%.

..better than cash this period.

Charts looking like there's lots of upward room to reach next resistance 11200 for TSX (GSPTSE).

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 Post subject: Celebrating an important anniversary this weekend...
PostPosted: Sat May 30, 2009 5:21 am 
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Joined: Sun May 10, 2009 9:01 am
Posts: 320
Location: Canada
...gonna act like dinks, for just a day or so. :D

Hope we don't miss the little one too badly!

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