At the moment, I am putting money towards the mortgage payoff using the same budget as when I was saving for my deposit. I'm already used to living on that budget and not feeling deprived, so I figure I may as well continue while the mortgage is still fun and new and there are no other goals (ie kids) competing for my attention.
I decided to the move the goalposts because it became obvious that I was going soon going to pass 10k just with my budgeted contributions. 15k will be a slight reach, so it will be exciting and rewarding if I can make it. My September payment just went through so here is the goal update:
Mortgage principal paid: 9591/15,000 (63%)
Travel fund: 500/2000 (25%)
Reading currently: Alan Kohler's Eureka Report: A Guide to Personal Investing. (Nearly finished!).
I also bought a bike this month and have started riding to work most days. I started this to improve my fitness but I also wonder if this will save me money long-term (train fares, gym membership, health costs?). I have a not-very-serious goal of making the bike pay for itself within a year through reduced public transport costs - we shall see