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A place for Get Rich Slowly readers to ask questions
and exchange ideas
It is currently Thu Jul 24, 2014 2:41 pm




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 Post subject: 22 yo --> 32 yo, ten years to financial independence!
PostPosted: Tue Mar 06, 2012 2:11 am 

Joined: Tue Mar 06, 2012 2:07 am
Posts: 7
Got it all on a word document, thing is though, it's all in swedish :D

So I'll get to gettin now and translate the bitch, blog will be up and running soon enough!

Respect!


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 Post subject: Re: 22 yo --> 32 yo, ten years to financial independence!
PostPosted: Tue Mar 06, 2012 2:24 am 

Joined: Tue Mar 06, 2012 2:07 am
Posts: 7
Cash flow! – Financial freedom bitchez!
Where am I, and where do i want to be?
I'm broke and unemployed with debts of 40'000 SEK = 4'000 € ~ 5'700 $
I'm feeling really bad about this shit and it's creating massive stress on me
I can't ever do anything with my friends
I can't travel at all
I can't go out to a club or join a consert
I can't even go to the movies
Aaaaaaaaaaand, so! I've decided I'm going to cut all stupid expenses, and save money wisely, invest in property etc!

I want to become economically independent!


So, who am I?
22 years old
No Education
Been working in sales last 3 years, with little success
Been spending money och alcohol, weed, cocaine, junk fodd etc.

Now though, I'm training everyday, I'm out of addiction land (!), and I'm going to get a good job, and eventually start my own business.

DEADLINE OF FINANCIAL INDEPENDENCE 1st of January, 2022

Action plan!
What do i have to do? What are my check points?
· Get a job (full time)
· Pay all debts
· Save an emergency fund of 30'000 SEK = 3'000 € ~ 4'300 $
· Buy an apartment (not renting, buying)
· Pay all mortgages
· Save 30 % of all incomes with a good asset allocation


I might add some shit to this statement, but this is the jist of what I'll be doing.
part from this I'm working out like a maniac, meditating, learning to cook for REAL, studying, getting clean off of substance abuse, and some other shit. My life is really turning around. This is awesome!


I'm doing this to keep track of my financial progress and get inspiration and encouragement.

PEACE!


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 Post subject: Re: 22 yo --> 32 yo, ten years to financial independence!
PostPosted: Tue Mar 06, 2012 3:37 pm 

Joined: Tue Feb 28, 2012 2:27 pm
Posts: 32
Best of luck mate.

In the end everything works out for the good. If it is not yet good then it is not yet the end.

Vasbyt...


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 Post subject: Re: 22 yo --> 32 yo, ten years to financial independence!
PostPosted: Tue Mar 06, 2012 3:40 pm 

Joined: Mon Aug 08, 2011 9:13 pm
Posts: 168
Location: Brisbane, Australia
Good on you for making the changes to your lifestyle and getting your head around your needs for the future.

Start out by making a list of all your current debts, what the minimum repayments are, when they need to be paid (weekly/monthly) and when it needs to be paid off by (actual date it's all due to be paid), and whatever interest rates apply to them.


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 Post subject: Re: 22 yo --> 32 yo, ten years to financial independence!
PostPosted: Wed Mar 07, 2012 12:34 pm 

Joined: Tue Mar 06, 2012 2:07 am
Posts: 7
Thx Geoff, those are some great pointers!

There's not much interest rate or deadlines to speak of though.
You could say, "luckily", but actually, it's mostly to friends and family, how typical a junkie!

But it's no hard feelings from anyone, I am truly blessed with amazing friends!

Now I'm getting the debts off of my back though, if I can only manage to get a fukken job!

hahah

Got about 40-50 applications out atm, and got a meeting with sort of a job coach tomorrow!

Just got a good plan for a "job-aplication-schedule-type-of-thang" sorted!
30 mins/day of aplying and checking the internet.

Got CVs and letters for 6-7 different types of work. Got for working in coffee shops (not the dutch kind ;) ), industrial work, restaurant services, nightclubs etc.

I AM working, this IS like a real fucking job, that's how I'm going at it, so I know I'll succeed. I will sort this out, I'm getting there!

Respect!


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 Post subject: Re: 22 yo --> 32 yo, ten years to financial independence!
PostPosted: Fri Mar 09, 2012 1:34 pm 

Joined: Tue Mar 06, 2012 2:07 am
Posts: 7
Aight so I've got awesome news, and a new path of smaller check points towards my pig picture goal:

Getting a license to drive a truck! getting a truck in the blink of eye after that, going to rock that shit and get promotions and what not.
Also getting my ass in some sort of passive income generating business. Affiliate marketing or creating my own products/books. Got lots and lots of ideas.


· Truck license A + B
DEADLINE: 20:th of March
· Truck driver job
· Pay debts á 40’000 SEK
· Save emergency funds á 30’000 SEK
· Invest in properties
· Genereate passive income


maybe marry megan fox....we'll see


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 Post subject: Re: 22 yo --> 32 yo, ten years to financial independence!
PostPosted: Thu Mar 22, 2012 10:39 am 

Joined: Tue Mar 06, 2012 2:07 am
Posts: 7
truck driving license

not the correct word

have no idea what it's called in english


it's done anyhow!

got some jobs applications out, updating more in a few days

peace


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 Post subject: Re: 22 yo --> 32 yo, ten years to financial independence!
PostPosted: Thu Mar 22, 2012 11:15 am 

Joined: Wed Oct 07, 2009 4:16 pm
Posts: 959
Cash Flow wrote:
truck driving license

not the correct word

have no idea what it's called in english


it's done anyhow!

got some jobs applications out, updating more in a few days

peace

I think you mean CDL

_________________
Be what you want to attract.


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 Post subject: Re: 22 yo --> 32 yo, ten years to financial independence!
PostPosted: Sun Mar 25, 2012 11:57 am 

Joined: Tue Mar 06, 2012 2:07 am
Posts: 7
no idea, never heard of, maybe

truck is the wrong word though. im not driving a big ass truck. here's a pic: http://www.google.se/imgres?um=1&hl=sv&sa=N&biw=1024&bih=604&tbm=isch&tbnid=uVLFaZ2HBpTmKM:&imgrefurl=http://tendency.blogg.se/category/ot-arbetsliv.html&docid=MeMaw0rcH3p_hM&imgurl=http://tendency.blogg.se/images/2010/20100212_truck-har-brjat-jobba-p-utlastningen_73702153.jpg&w=450&h=431&ei=VGpvT9X6MMX_4QT6jpnAAg&zoom=1&iact=rc&dur=542&sig=114624733218656491498&page=1&tbnh=118&tbnw=123&start=0&ndsp=15&ved=1t:429,r:10,s:0&tx=65&ty=50

that's the type.

anyway, might get a job next week through my siter. awesome shit.

peace for now!


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 Post subject: Re: 22 yo --> 32 yo, ten years to financial independence!
PostPosted: Sun Mar 25, 2012 3:58 pm 

Joined: Mon Aug 08, 2011 9:13 pm
Posts: 168
Location: Brisbane, Australia
Forklift is what's in the pic.


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