Mid-June update:

- I mailed the signed and approved new 20-Year Fixed Term LI policy for DH in yesterday. Yay! This will cover him until retirement, which is a big relief.

- The Toyota SOLD, SOLD, SOLD. Setting aside the funds back into our savings account; trying to get to 10 months of expenses in savings, and this will get us close.

- Bad news - boating accident, involving ER visits, and deductible. Out of pocket cost estimated at $1500, but could be worse. We could have been seriously hurt, or not have the cash on hand to deal with it. Or not be fully insured. None of those are true, so we'll get through it.

Progress!

Sandi

July update...



$9,625/$16,500 = 58%. On track for year, in addition to another 2% towards my pension plan, and another $6K towards the 457(b) plan. I also hope to max out a Roth again this year. Next year, I'm moving towards maxing the Roth first, then maxing out the 403(b) if possible, since I don't get an employer match on the 403(b).



The car SOLD at last, and the money is deposited. Once the HOLD is released next week, I'll be transferring funds over to ING. So this is essentially DONE.



DONE. Funded at $5K, may go to $8K, if I can only persuade him to use it.



We pay ~ $900 in principal on the normal payment (going up every month, of course). Current projections have us as paying $14,400 or so for the year. Ahead of schedule, at $8400/12000 = 70%.



Haven't done this yet, as I'm still on furlough through August 31. My conservative projections show I'll be able to pay ~ $1500 in December in a lump sum.



DONE, Done, done!



Not done.



Not done.



Done, except the hand railings and the house paint touchup.



On Hold, until we see how things are going.

I feel pretty good about this, considering April-June were almost entirely devoted to our friend dying of cancer. Despite a major time commitment to V, we managed not to entirely derail ourselves financially. What did take the hit - exercise, and focus on the house. I can live with that.

Sandi

Late September Update:

OK, things have been so chaotic this past 2 months I thought it was time to re-draw the slate....

Car sold. Yay.
Worker's Comp settlement signed. After 10 years. Yay!
DFriend passed away. Left a small amount of LI to me.

All of this has meant unexpected income. My plan....

Car funds:
- Transferred into Emergency Fund. We're now at 10 months of expenses socked away at ING. No plans to use it on anything else.

Worker's Comp Settlement:
- Currently in my ING account. I am dollar-cost-averaging it into my 403(b) and 457 (b) accounts each month. In sum, investing ~ $2000 per month.

- I've decided to move $5K of it into a Roth IRA at Fidelity for 2010. And another $5K of it into a Roth IRA in 2011. The remainder will continue to be moved as a DCA contribution until all invested. In terms of scheduling, that means that I should continue to invest $10K at $550 per month until the $10K is depleted. That's 18 months. I'm currently 8 months in. So that means until July of 2011.

- The LI. I'll be spending ~35% of it on DF's funeral and memorial costs. Then another 35% on a donation to the American Cancer Society in her name. The remaining 30% (about $2K) will go to savings, I think.

It does help to write it all out.

Other goals for the year -

- Prepaying on the mortgage is on track. We're planning to have paid $15K on the mortgage principal this year.

- Porch still not done.

- Closets still not done.

Soon, grasshopper. Soon.

Sandi