Northern light wrote:
Is´nt your september the very reason to have an e-fund? If you did not have it you would pile up CC debt or such and be worse off in october. Snowball in motion. You will not though since you have an e-fund. Congratulations!
Northern Light, thank you I needed that reminder! Without the efund we would have been up the creek without a paddle.
The tough September has improved out of sight with a small windfall from Centrelink (government support) as I had over-estimated our income for the last financial year which I knew was the case but I didn't realise we'd get as much back as we did!
So I can happily report that I've paid for my licence, the car registration, my outstanding medical bill, the electricity bill plus the remaining amounts on the Scooter loan and the Fine. I've also hit our first goal for the efund $1,000. Very happy with that.
Our status is :
Two debts down, five to go. I was working on refinancing the car loan, which is why it's not listed but it appears likely that we are going to have to sell the car we have for something bigger, or should I say more seats!
It's amazing how things can turn around. Hopefully this little windfall will help us keep moving up.