Some feedback on your financial goals:
1. If a 4-year degree will help your career then it's probably worth pursuing, but be smart about it. Look into in-state public schools and non-profit private schools. Figure out if you can cash flow a tuition by going part time (while working full time), and definitely look into scholarship and grant opportunities. Don't rush into this, wait until you can afford it - many schools will take credits that are up to 10 years old or older.
2. You don't list your CC debt interest rates, but if they're as high as most cards are it's probably worth paying them of ASAP, especially if it'll be "easy" as you say and you won't be charging anything else to them. As for the car, do you have enough equity to sell it, pay off the loan and buy an older, cheaper vehicle? That would get rid of the loan, then you could reduce your insurance to liability and you could set aside the payments you're making now to go to repairs, next vehicle purchase, other debt, etc. Another option could be losing the car all together, depending on where you live.
3. Work up the numbers for owning a home in your area. How much would a home you want to buy cost? How much would you need to save for a down payment, how much would the principal/interest/insurance/tax/HOA/maintenance/etc cost per month, and can you afford it? Once you have these answers you can determine if it's feasible or if you need to put this goal aside for a while longer. And remember that there are many downsides to home ownership as well.
4. What is that somehow? Again, start making a concrete plan. How much will it cost to drive or fly? How much time can you take off work? If you're hourly, can you work extra for a few weeks to make up for taking a week off? If you know that it will cost X to make the trip, and can save Y each month, then set a goal to visit in X/Y months.
5. Start small. If you don't get matching retirement at work open a Roth IRA and start putting $10-20/month, or whatever you want, just to get it in there. As more money becomes available, either because your debts are paid off, or you get a raise, or whatever, start increasing it. Get in the habit of contributing to retirement now, even if it isn't much, however I wouldn't make it a priority just yet.
I'd put a lot of focus right now on rebuilding your emergency savings. Conventional wisdom suggests 3-6 months of expenses, but many also like the "baby e-fund" of $1000. The idea is that you should be able to handle emergencies without adding to your debt. After that it depends, what do you want? Some people hate debt, they hate seeing that money going away to something they won't get any more benefit from. If that's you, cut back on everything you can and start pounding away on your loans. I'm more middle of the road, I pay extra to my loans but also set aside money for savings. You could also try making more money by bookkeeping, babysitting, etc on the side, more money means more options.
A couple of notes on your budget- $100 for phone? Even if you have a smartphone you should be able to reduce this, and if that includes your son he should have a very basic plan (if any) unless he's paying for his own. And $176 for insurance? If that's car insurance, can you shop around for lower rates? If your son is on the policy, can he pay for his share or be removed? If that's health insurance, never mind.