dcsimg The Get Rich Slowly Forums • View topic - Help reaching my goal

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 Post subject: Re: Help reaching my goal
PostPosted: Fri Jan 25, 2013 1:38 pm 

Joined: Fri Jul 10, 2009 6:57 am
Posts: 427
Wow, you are really making progress! You must have paid off quiite a bit by now....Why not post your overall cc debt number so we can pat you on the back? :) Feels good to be able to brag!

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 Post subject: Re: Help reaching my goal
PostPosted: Mon Jan 28, 2013 5:52 am 

Joined: Tue Dec 18, 2012 6:00 am
Posts: 21
Here's my current status as of today's review:

Credit Cards: $15,940.00 (18% interest)
Loan: $5,153.07 (13.89% interest)
Auto Loan: $9,423 (3.9%, may be behind 1 payment)

I know I didn't include my auto payment in previous posts, mostly because I don't really consider it a debt. Most cars have to be financed anyway unless you have all the cash to buy it outright.

I'm waiting on Amazon to deposit my sales. They have a 14-day delay since my account is under review for a sudden change in my account activity. Guess I haven't sold much in a while and now I have several items sold.

I did pay all my cards that have anything higher than 20% interest rates now. I just need to remember to keep an eye on any 0% promotional purchases expiring soon so I don't get hit with huge interest charges.

I honestly didn't think I could manage to pay off so much in a short time, but with the bonus pay and extra over-time, I'm suprised how well I did. Plus killing my social life a little bit added to that.

Once my Amazon funds come in, I'm sure it'll be slower going forward as I don't have much to sell afterwards. But at least I cut out a lot of bills from coming in the mail which mentally helps me out. So much easier to manage fewer debts. And all the min payments I was once making for those cards now paid off, could be applied to the fewer accounts I have left.

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