Hi I don't think I've introduced myself anywhere so i'll just give the basics
The only debt i have is what seemed like a massive student loan. its about 24,000 right now it started out as 42,000 but the government forgave 10,000 [based on my need and completing my program]. Based on my last two tax returns i lived below the poverty line according to the canadian government. [Although this year i think i made enough to be considered above the line.]
The reason I make so little is because I never found a job in my field, so i've worked retail. However this month i got a job at the public school system. Its a temp. position so its a big risk for me, but one I'm willing to take. [Its considered a temp position because I'm not guaranteed any hours.] I figure I'll know by January [once winter break is over] if it was worth the risk.
Changing jobs has made me very happy i have an emergency fund. I'm still hoping that i won't need to take much from it as I dream of using it one day to buy a house. besides that money was hard to save and for some reason i don't want to see it go to living expenses.