I haven't had the inclination to use a credit card again, despite the fact that I now have around $25k of credit just sitting there waiting for me to use it.
Haha, don't be tempted, Bronk!
Great job so far, keep up the good work.
Now I just have to fight off complacency and make sure this sticks.
Looks like getting mad enough did the trick. If you haven't heard of Dave Ramsey's "Debt Snowball," I'd encourage you to Google it and see how you can apply it to minimize the interest you pay to the credit card companies.
As for "complacency," I know the feeling. "The Automatic Millionaire" is a great way to keep yourself on track. Just set everything up to come out automatically (specifically, investments), and then you don't need
to do anything. You can forget about it, or be lazy, and your retirement savings will automatically build in the background. Just something to think about once your credit card debt comes down.
Good luck! Keep us posted!