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 Post subject: Getting finances in order this year!!
PostPosted: Fri May 30, 2008 2:42 pm 

Joined: Fri May 30, 2008 2:32 pm
Posts: 1
I came into 2008 with balances on 3 credit cards that was probably somewhere near $4000. I also had 2 student loans and a car payment.

As of March 2008 I paid off ALL MY CREDIT CARDS!! Then I took the monthly payments from that and put that toward my student loans and paid one of them off just this month!

So now I just have the other student loan and my car payment and my car will be paid of in less than a year now by taking the money from my paid off loans and applying to to my car loan.

I've also set down a budget and have got my emergency reserve set and I've opened a Roth IRA and will have it maxed out before the end of the year. (I've had a 401k, so the Roth isn't my first retirement vehicle).

I've never made too much money so before all the money I was making was going to live on. But I got my act together and finished my bachelors and 2 years ago I got a very nice paying job but was always spending money because I could finally afford the things I couldn't have before. iPhone? YEP! LCD HDTV? YEP! iMac? YEP! So I stopped spending and started saving money and it's great!


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PostPosted: Fri May 30, 2008 2:52 pm 

Joined: Wed Oct 17, 2007 5:50 am
Posts: 295
You are a rock star! Great job!

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PostPosted: Fri May 30, 2008 5:39 pm 

Joined: Sat Apr 28, 2007 9:37 pm
Posts: 99
Location: Ottawa
It sounds like you are making great progress. Keep it up! :)

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 Post subject: Future Value Calculator for your iPhone
PostPosted: Thu Jul 03, 2008 7:46 pm 

Joined: Thu Jul 03, 2008 7:39 pm
Posts: 3
Download this to your iPhone and play with different savings amounts and different rates of return. Don't forget a new habit of paying yourself first. Start 2 accounts one for retirement and one for spending.


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