This isn't like a huge, life-changing big deal, but I have really had an itch for a new summer dress. I have a fully-funded emergency fund ($6,000) and am also beginning to save for my own home. As I was driving today, I really, really, really wanted to stop at the mall and "treat myself" to a dress. I have an extra $300 burning a hole in my pocket with no bills due for two weeks and two paychecks coming in-between now and then.
As I was driving (coming closer to the mall), the "check engine light" on my car came on. Now, I know I could have EASILY afforded a new dress AND to get my car fixed, most likely both within the extra $300 I have. (I'm pretty sure there's a coolant issue that should cost less than $200 to take care of.) But I just kept on truckin' home because I don't want to chance having to dip into my EF or House Fund for a car repair.
At any rate, not a biggie, just a baby step, but I was proud of myself for staying motivated in the face of temptation. (I'm a little bit of a gearhead and don't get too upset about car repairs since I can do a lot of basic things myself.)
Have you paid off your debt? Managed to save for your dream home? Had an awesome investment pan out? Share your personal finance success stories here.
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