After making some serious financial mistakes, I turned to payday loans back in November when I needed to pay my rent on time and had almost no money to my name. Then I didn't have the money to pay the loan back and let it renew. Then I needed more money and took out another loan. And another. At one point I had as many as four payday loans hitting my account at the same time.
I woke up in April and decided it was finally time to take charge of my finances.
And I am happy to report that I am now FREE from payday loans. And I have seen how disastrous the cycle was for me so now that the obstacle is behind me I am going to start an Emergency Fund so that I never get desperate again.
I started blogging about my debt at:http://www.salliesniece.blogspot.com
I still have A LOT of work to do but I'm happy to celebrate small milestones.