I canceled my Discover Card today. That company makes it impossible to do so without being very patient. I can't believe the number of times they delayed the process just to help reduce the chances I'd follow through with my plan to step away from their clutches. I had to endure being transferred to several employees, listen to the second employee list off reasons why I shouldn't cancel the card (I've got other cards with debt on them still - I have no need for more debt opportunities), and finally when I threatened to blog the situation (which I did
) she canceled the card! She then recommended that I take advantage of their offer to re-apply within 90 days. Crazy.
I did it. It is my first of three cards to pay off, but I'm excited.