Or on my account, as the case may be.
But why would the authorized user have better credit? Isn't it better to show a balance, which indicates ability to manage credit, than to have zero?
terribly sorry for late response.
I suggested that an authorized user may have better credit because when you have large balance, you increase your available credit to credit limit ratio. if it gets large enough, you will get ding (slightly) for it.
to be clear, showing a balance and subsequently having it paid off does show ability to manage credit, but it all depends on "who" is viewing the report. in a score's perspective, if you have a high balance.. your credit score may get ding. if a lender's credit department is reviewing your report, they may see that you have had high balance in the past, but currently carry little or no balance (hence ability to manage and pay off credit).
lastly, there's a big difference between showing a high balance (and having it paid in full in the same month) than carrying a high balance. if you carry a high balance, your scores and credit in general will be affected. I come across this sometimes, so I'll make it clear: you don't need to carry a balance to build credit.
hope that clears it up a bit more? I think once you get a chance to pull a credit report, you'll see what I'm talking about.