Hi All,
I am a solopreneur and I need to get a business account and credit card. I have several bank accounts now (credit union, ING Direct), one at my credit union that I use for business, but I am not that happy with the arrangement. I am a bit overwhelmed by the choices available so any input would be appreciated. I don't really write checks and my expenses/expenditures are minimal. I have stellar credit and am debt-free other than my mortgage and a half (half owner of mom's place). I have a "day job" but would like to go solo full-time--soon! Oh, I don't make a ton of $$$.

If you don't need local branches, I'd say Fidelity Brokerage has the best overall deal around. If you need a physical branch, Citibank is maybe a bit better than others since they have some good cashback credit cards.

For business credit cards, I'd like to direct you over to an entry on Jonathan's blog.

If you use your own name, you can probably just open a personal banking account and personal credit card. As long as you don't use them for personal transactions, it's all the same to the government.