After fully funding the emergency acct, I'd probably order a headstone. That would be most important to me. Then I'd pay off the debt's.
Question: What's the difference between vacation and a holiday? How are they seperate budget items? Any worth to the idea of extending your trip to OR for the wedding and considering it your vacation?
Yes, the headstone is very high on the list. It's something I need to research, but have not been able to mentally prepare myself for.
Vacation, to me, is traveling with my wife, for the sake of "getting the heck out of Dodge". We're both the sort of people who feel that we need to be doing something constantly, so if we don't leave town, we don't relax. Holiday (specifically, Christmas) is more along the lines of budgeting for gifts and gatherings. We've been making many of our gifts lately, but we also try to make a fairly sizeable donation to Toys for Tots in memory of our son. So, in my mind they are two seperate budget items.
As far as retirement, I have a decent 401k that i'm funding to the max that the company matches. We do want to work on something for my wife, however, as she only has a small 401k left over from a job before we got married. I'll have to add that to the list.