Has anyone started an account with just 1,000? I always read that it requires 3,000 to open a roth IRA with Vanguard, but then I see the options for buying in certain indexes for 1,000. I don't want to be caught off guard if I decide I can scrape off 1,000 from my savings (I'm saving to move out of my parents house to a city- I graduated with a fair amount of debt and live in an expensive area).
I opened a Roth IRA with Vanguard in March and I used $2k to open a Target Date Fund. I remember after signing up I got a few e-mails telling me if I wanted to avoid the annual fee for having less than $10k in my account, I needed to make sure all my statements were electronic. So as long as you do that, you will be fine opening one of their accounts with only a $1k minimum.