The program should either be scrapped or made permanent.
From a personal standpoint, I believe it should just be scrapped. I can think of many other things I'd rather my taxes go to. On a business standpoint, not extending it is giving a huge advantage to natural gas and oil companies who are still receiving government money. My vote is for ending all such programs. Too bad many campaign donations come from those who are receiving such money.
DR is good at helping people that are not great with finances get out of debt. After that pursue other thoughts regarding investements, etc.
I'm great at spending money! I do need help fixing the way I think about money. I would charge things pretty willy nilly and now I'm paying about $205 a month just in interest not including my house. I can think of plenty of things to do with that money a month other than paying someone for nothing. I've asked around and have a local friend that has some DR dvds so I will be giving them a shot.
Thank you so much. I've only made it through the first 20 pages but I can tell I was somewhat on the same train track as that guy and I would have wrecked just as hard if I continued to be stubborn. My $8 Hulu bill which I was going to continue because is was only $8 is now cancelled. (Just one example, not all I've done)
A question. I'm upside down on my car, 25kish on the loan vs the 15.8k KBB says I can get for it. Selling it back to the dealer and still making payments just can't be a good idea. Someone suggested making extra principle payments until I can walk away clean and clear after a private sale. I'm thinking this will probably be my best bet, would anyone like to weigh in on that?