Bichon Frise wrote:
1) Some employers allow rollovers from other plans, in which case a rollover IRA which hasn't been "Tainted" can then be rolled into the 401k plan.
Not sure how Roth 401k works, as they are blended with any other Roth IRA and have no special account.
Can you roll into a Roth 401(k)? I have a Roth that is entirely comprised of money rolled over from a previous 401(k). But it was a traditional 401(k), so it went through a traditional IRA first, then got converted. Fidelity wouldn't let me do it in one step even though the law had recently (at the time) been changed to allow doing it in one step.
I'm not sure I would ever roll into a 401(k)... it's so rarely worth it, it's not worth doing things different just to preserve that option, IMHO, unless the effort is minimal.