peachy wrote:If you're getting married in June, you need to discuss finances. It's not rude discussing them when you're contemplating marriage, it should be required! Get talking!! You need to make sure you're on the same page financially. Coupons are one thing, but the big picture is completely different.
There's a thread on here with a husband and wife arguing. I can't remember the username, but I do remember Dean is the husband's name, so you can do a search with that keyword. You do NOT want to be in that predicament six months down the road. There is nothing to be embarrassed about and it'll make things much easier when you two mingle your finances.
I agree with Peachy... Today is the day to start discussing finances with your fiance Autopilot.
It's great that your fiance will have no debt going into marriage. A few things to consider...
1. Bank Accounts - Will you have a joint or seperate accounts? Or some combination of both?
2. Health Insurance - Is it best to be under one carrier? Or each person be on his/her company's insurance plan?
3. Budgeting - How are you going to budget? Are you going to both be highly involved or is one person going to take the lead? Are you going to have a monthly/weekly meeting to discuss the pulse of your finances? How are you going to pay for bills?
4. Credit Score - What are your credit histories like?
5. Savings - How do each of you view savings?
6. Big purchases - How will you decide on large purchases?
7. Financial Goals - You mentioned purchasing a house and expanding your family (kids). What other goals (short-term and long-term) do you guys have?
Don't be afraid to ask questions. Money issues are directly related to stress in marriage. Enjoy!